$150,000
Active13224 Kitchener Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of ELEVATED REALTY · MLS# TB8532106
96 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront lot
- canal frontage
- Gulf access
- water views
- kayak launch
- fishing spots
AI-selected highlights from the listing description below.
Build your Florida dream home on this exceptional waterfront lot located on the desirable Santa Cruz Waterway in the sought-after South Gulf Cove community! Offering brackish canal frontage with Gulf access, this property is perfect for boating, fishing, kayaking, and enjoying the Southwest Florida lifestyle. Public water and sewer are available, making the building process even more convenient. Wake up to peaceful water views, launch your boat from your future backyard, and spend your days exploring the scenic canal system leading to Charlotte Harbor and the Gulf of Mexico. South Gulf Cove features parks, walking trails, playgrounds, picnic areas, fishing spots, a kayak launch, and nearby public boat ramps. An optional, voluntary HOA is available, but membership is not required to enjoy the community amenities. Conveniently located just minutes from beautiful Gulf beaches, golf courses, shopping, dining, entertainment, and the world-class fishing and boating that make Southwest Florida a premier destination. Whether you're ready to build now or invest for the future, this is a rare opportunity to own a slice of paradise on the water!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 320 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE*
- CDD
- No
- Annual taxes
- $2,341/yr
- Monthly fees
- $10/mo
- Listed
- Jul 24, 2026
- MLS #
- TB8532106
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13224 KITCHENER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,164
$758 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $758
- Property taxes
- $195
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,164
Over the life of the loan
- Loan amount
- $120,000
- Down payment
- $30,000
- Total interest
- $153,053
- Principal + interest paid
- $273,053
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13224 Kitchener Ave, Port Charlotte, FL 33981
Listing courtesy of ELEVATED REALTY · MLS# TB8532106 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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