$1,420,000
Active1323 Penguin Ct, Punta Gorda, FL 33950
3 beds · 3.5 baths · 2,530 sq ft
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526413
155 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront pool home
- private dock
- sailboat-access canals
- resort-style pool area
- heated PebbleTec pool
- outdoor kitchen
- cofferred ceilings
- owner's suite retreat
AI-selected highlights from the listing description below.
Built in 2022, this exceptional Harbor-built waterfront pool home is ideally positioned on a coveted corner lot in the highly sought-after “Bird Section” of Punta Gorda Isles. Thoughtfully elevated for added peace of mind and enhanced curb appeal, the residence offers 3 bedrooms plus a den, 3.5 baths, and 2,530 square feet of beautifully designed living space. A wide brick-paver circular driveway, expansive 675-square-foot three-car garage, and elegant double glass front doors create a striking first impression. The home’s refined coastal façade is complemented by lush tropical landscaping, swaying palms, stately columns, clean architectural lines, and a dramatic central entry tower. Impact windows & doors throughout. Boating enthusiasts will appreciate 40 feet of city-maintained concrete seawall and a private dock, with a scenic 10–15-minute ride through sailboat-access canals leading to the open waters of Charlotte Harbor and the Gulf—without fixed bridges. Inside, modern luxury meets thoughtful design. Soaring coffered ceilings adorned with 7¼-inch crown molding, stunning 24-inch porcelain tile flooring, and a spacious open-concept layout create a seamless blend of elegance and comfort. Natural light floods the interior, effortlessly connecting the great room, dining area, and kitchen—perfect for both everyday living and entertaining. Expansive 9’8” retractable sliders open to the lanai and resort-style pool area, creating a true indoor-outdoor living experience. The designer kitchen is both stylish and functional, featuring sleek white shaker cabinetry accented by brushed gold hardware, expansive quartz countertops, and high-end GE Profile stainless steel appliances—including a built-in double oven, French door refrigerator, and professional-style range hood. A statement island with contrasting cabinetry provides additional seating, storage, and a spacious undermount sink. A large walk-in pantry offers abundant storage and organization. Pendant lighting and subtle under-cabinet illumination enhance the warm, inviting atmosphere, while large windows and sliding glass doors frame serene water views. Designed for comfort and privacy, all three bedrooms feature en-suite baths. The owner’s suite serves as a private retreat, showcasing a tray ceiling and sliding glass doors that open directly to the pool. Double doors lead to a spa-inspired bath centered around a freestanding soaking tub, complemented by dual vanities, a frameless glass Roman shower with dual shower heads—including a rain shower—and a private water closet. Spacious walk-in closets offer exceptional storage. Step outside to your private oasis, where a generously sized covered lanai with ceiling fans ensures year-round enjoyment. The brick-paver lanai and pool deck include an outdoor kitchen, perfect for entertaining. Beyond, a heated PebbleTec pool and spa take center stage, enhanced by a tranquil waterfall and relaxing sun shelf. A large panoramic screened enclosure provides unobstructed views and a seamless connection to the waterfront setting. Additional highlights include a versatile den with a half bath, a well-appointed laundry room with an adjoining mudroom area, and numerous upscale features throughout—truly offering the best of Florida waterfront living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 3 full, 1 half
- Living area
- 2,530 sqft
- Lot size
- 0.38 acres
- Waterfront
- Yes · 40 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $17,477/yr
- Listed
- May 26, 2026
- MLS #
- C7526413
Price & status history
- Listed for $1,500,000
- Price reduced to $1,420,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1323 PENGUIN CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,820
$7,180 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,180
- Property taxes
- $1,456
- Homeowners insurance
- $1,183
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,820
Over the life of the loan
- Loan amount
- $1,136,000
- Down payment
- $284,000
- Total interest
- $1,448,905
- Principal + interest paid
- $2,584,905
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1323 Penguin Ct, Punta Gorda, FL 33950
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526413 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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