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Lasbury Tracy Realty Inc
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$1,420,000

Active

1323 Penguin Ct, Punta Gorda, FL 33950

3 beds · 3.5 baths · 2,530 sq ft

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526413

155 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront pool home
  • private dock
  • sailboat-access canals
  • resort-style pool area
  • heated PebbleTec pool
  • outdoor kitchen
  • cofferred ceilings
  • owner's suite retreat

AI-selected highlights from the listing description below.

Built in 2022, this exceptional Harbor-built waterfront pool home is ideally positioned on a coveted corner lot in the highly sought-after “Bird Section” of Punta Gorda Isles. Thoughtfully elevated for added peace of mind and enhanced curb appeal, the residence offers 3 bedrooms plus a den, 3.5 baths, and 2,530 square feet of beautifully designed living space. A wide brick-paver circular driveway, expansive 675-square-foot three-car garage, and elegant double glass front doors create a striking first impression. The home’s refined coastal façade is complemented by lush tropical landscaping, swaying palms, stately columns, clean architectural lines, and a dramatic central entry tower. Impact windows & doors throughout. Boating enthusiasts will appreciate 40 feet of city-maintained concrete seawall and a private dock, with a scenic 10–15-minute ride through sailboat-access canals leading to the open waters of Charlotte Harbor and the Gulf—without fixed bridges. Inside, modern luxury meets thoughtful design. Soaring coffered ceilings adorned with 7¼-inch crown molding, stunning 24-inch porcelain tile flooring, and a spacious open-concept layout create a seamless blend of elegance and comfort. Natural light floods the interior, effortlessly connecting the great room, dining area, and kitchen—perfect for both everyday living and entertaining. Expansive 9’8” retractable sliders open to the lanai and resort-style pool area, creating a true indoor-outdoor living experience. The designer kitchen is both stylish and functional, featuring sleek white shaker cabinetry accented by brushed gold hardware, expansive quartz countertops, and high-end GE Profile stainless steel appliances—including a built-in double oven, French door refrigerator, and professional-style range hood. A statement island with contrasting cabinetry provides additional seating, storage, and a spacious undermount sink. A large walk-in pantry offers abundant storage and organization. Pendant lighting and subtle under-cabinet illumination enhance the warm, inviting atmosphere, while large windows and sliding glass doors frame serene water views. Designed for comfort and privacy, all three bedrooms feature en-suite baths. The owner’s suite serves as a private retreat, showcasing a tray ceiling and sliding glass doors that open directly to the pool. Double doors lead to a spa-inspired bath centered around a freestanding soaking tub, complemented by dual vanities, a frameless glass Roman shower with dual shower heads—including a rain shower—and a private water closet. Spacious walk-in closets offer exceptional storage. Step outside to your private oasis, where a generously sized covered lanai with ceiling fans ensures year-round enjoyment. The brick-paver lanai and pool deck include an outdoor kitchen, perfect for entertaining. Beyond, a heated PebbleTec pool and spa take center stage, enhanced by a tranquil waterfall and relaxing sun shelf. A large panoramic screened enclosure provides unobstructed views and a seamless connection to the waterfront setting. Additional highlights include a versatile den with a half bath, a well-appointed laundry room with an adjoining mudroom area, and numerous upscale features throughout—truly offering the best of Florida waterfront living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
3 full, 1 half
Living area
2,530 sqft
Lot size
0.38 acres
Waterfront
Yes · 40 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$17,477/yr
Listed
May 26, 2026
MLS #
C7526413

Price & status history

  1. Listed for $1,500,000
  2. Price reduced to $1,420,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1323 PENGUIN CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$9,820

$7,180 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$7,180
Property taxes
$1,456
Homeowners insurance
$1,183
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$9,820

Over the life of the loan

Loan amount
$1,136,000
Down payment
$284,000
Total interest
$1,448,905
Principal + interest paid
$2,584,905
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1323 Penguin Ct, Punta Gorda, FL 33950

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526413 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]