$125,000
Active13232 Kitchener Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# D6145557
289 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lakefront living
- lake views
- boat access
- Gulf of America access
- county water and sewer
- high-speed internet
- low HOA fees
AI-selected highlights from the listing description below.
Enjoy expansive lakefront living at 13232 Kitchener Ave in Port Charlotte. This exceptional homesite offers wide, tranquil lake views with boat access leading to the Gulf of America, creating the perfect backdrop for an active yet relaxed coastal lifestyle. County water and sewer are available on site, along with high-speed internet, making it easy to build and enjoy modern conveniences. The community continues to grow with many new homes, while maintaining its appeal through deed restrictions designed to preserve high-quality residences and long-term value. A voluntary HOA of just $120 a year adds to the flexibility and affordability of ownership. The location allows for quick and easy access in and out of the neighborhood, ideal for daily commuting and weekend outings. Conveniently located near Englewood Beach and Boca Grande, this property is close to championship golf courses, world-class fishing, boating, and other outdoor recreation, with good schools nearby. Imagine starting your day with coffee at sunrise overlooking the lake and ending it with cocktails at sunset as the water reflects the evening sky—this is Florida living at its finest.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 320 ft
- Water access
- Canal - Brackish, Canal - Saltwater, Lake
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE*
- CDD
- No
- Annual taxes
- $1,899/yr
- Monthly fees
- $10/mo
- Listed
- Jan 12, 2026
- MLS #
- D6145557
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13232 KITCHENER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,000
$632 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $632
- Property taxes
- $158
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,000
Over the life of the loan
- Loan amount
- $100,000
- Down payment
- $25,000
- Total interest
- $127,544
- Principal + interest paid
- $227,544
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13232 Kitchener Ave, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# D6145557 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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