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$585,000

Active Under Contract

13316 Journal Ln, Port Charlotte, FL 33981

3 beds Β· 3 baths Β· 2,676 sq ft

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7530428

26 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Welcome to your piece of paradise in the highly sought after community of South Gulf Cove. This better than new home is sure to impress with countless upgrades and custom features throughout the home. NOT LOCATED IN A FLOOD ZONE!!! Some furnishings may be separately available! Upon arriving you will notice the stunning curb appeal, oversized pavered driveway, 3 car garage, and mature landscaping. Once inside you are greeted by tall ceilings and a view of your custom pool. The lanai on this property will be among the largest you will find, allowing you to truly enjoy your time outside. The property is protected by IMPACT WINDOWS, no need to mess with shutters...and a Taexx built-in in-wall pest control system! The kitchen features quartz countertops, solid wood cabeints, and stainless steel appliances. The master suite is equally stunning, with a large walk in shower, his & her sinks, more than enough closet space, and direct pool access. There is a large office that could instantly be utilzied as a 4th bedroom or game room! Plus this home has a unqiue feature of essentially having an in law suite with the back guest bedroom having its own full size bathroom that also provides private pool access!Ask your agent for a copy of the fully interactive 3D tour and prepare to fall in love.

Facts

Property type
Single Family Residence
Year built
2025
Bathrooms
3 full
Living area
2,676 sqft
Lot size
0.23 acres
Private pool
Yes
Exposure
Northeast
Furnished
Negotiable
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$914/yr
Listed
Sep 4, 2026
MLS #
C7530428

Price & status history

  1. Listed for $585,000
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 13316 JOURNAL LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,522

$2,958 of that is principal & interest. 16% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,958
Property taxes
$76
Homeowners insurance
$488
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,522

Over the life of the loan

Loan amount
$468,000
Down payment
$117,000
Total interest
$596,908
Principal + interest paid
$1,064,908
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

13316 Journal Ln, Port Charlotte, FL 33981

Listing courtesy of RE/MAX PALM REALTY Β· MLS# C7530428 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]