$15,000
Active13340 Cappy Ter, Punta Gorda, FL 33955
0.17 acre lot
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4663619
426 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Tamiami Trail access
- Near Punta Gorda restaurants
- Near airports
- No deed restrictions
- No HOA fees
- No CDD fees
AI-selected highlights from the listing description below.
Centrally located in the growing area south of Punta Gorda, this (.17/acre) parcel is easily accessed from Tamiami Trail (US-41) and is close to the excellent restaurants in Punta Gorda, the Sunseeker Resort, the Punta Gorda and Fort Myers airports. The property next door is for sale and together, one could build a really big house so that ALL of your relatives can come visit at once. Electricity and Cable are moving closer to the site and are now only less than a tenth of a mile away from the property. No Deed Restrictions….No CDD Fees…..No HOA Fees. The third parcel south (13358 Cappy Terrace) is also for sale by the same owner. Same size, same dimensions and the same price.
Facts
- Property type
- Land
- Lot size
- 0.17 acres
- Exposure
- West
- Flood zone
- D
- Annual taxes
- $360/yr
- Listed
- Aug 29, 2025
- MLS #
- A4663619
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13340 CAPPY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$306
$76 of that is principal & interest. 75% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $76
- Property taxes
- $30
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $306
Over the life of the loan
- Loan amount
- $12,000
- Down payment
- $3,000
- Total interest
- $15,305
- Principal + interest paid
- $27,305
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13340 Cappy Ter, Punta Gorda, FL 33955
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4663619 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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