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Lasbury Tracy Realty Inc
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$300,000

Active

13345 Carter Ave, Port Charlotte, FL 33981

3 beds Β· 2 baths Β· 1,110 sq ft

Listing courtesy of RE/MAX PALM REALTY OF VENICE Β· MLS# D6149690

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to easy Florida living β€” where the major projects are done and all that's left is to enjoy it. ROOF, NEW A/C and HURRICANE IMPACT WINDOWS were all completed in 2023, so you won’t have to worry about the big projects. Step inside this TURN KEY FURNISHED home and you’ll immediately appreciate the beauty and superior quality of the extensive interior remodeling completed. The vaulted ceiling features wood plank ceilings and rustic wood beams that give the main living areas a warm, upscale feel that is truly unique. The kitchen is a true showstopper with custom built-in cabinetry, sparkling quartz countertops, a large quartz island with seating, subway tile backsplash and stainless appliance package. The exceptional Florida room addition (2018) adds an additional 264 sq ft of bright living space (NOT included in the listed square footage), with windows all around and views of the backyard. And what a backyard! It’s large and spacious with plenty of room for a pool, plus a nice concrete patio for grilling and entertaining. A 96 sq ft shed holds all your outdoor gear, and new concrete was poured on the side of the garage extending around to the back for extra parking. Bring your toys too, as boat or RV storage on site is allowed (up to 10 ft high and 32 ft long). Repiped in 2010, a super convenient central vac system, and offered turn key furnished, so just bring your suitcase! The Gardens of Gulf Cove is a premier location that includes 2 community pools, a clubhouse and rec center, plus pickleball and tennis courts, all for a super low HOA fee of only $470 a year! No CDD fees, PUBLIC WATER AND SEWER and located in an X Flood Zone so no flood insurance needed with most lenders. Shopping and dining are close by (just one mile to Publix!), plus you’re just 10 miles to beautiful Englewood Beach and 7 miles to Charlotte Sports Park / Tampa Bay Rays Spring Training Facility. This home has a lot of excellent features that you really must see to appreciate.

Facts

Property type
Single Family Residence
Year built
1989
Bathrooms
2 full
Living area
1,110 sqft
Lot size
0.23 acres
Private pool
No
Exposure
North
Furnished
Turnkey
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$4,363/yr
Monthly fees
$39/mo
Listed
Nov 12, 2026
MLS #
D6149690

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 13345 CARTER AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,170

$1,517 of that is principal & interest. 30% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,517
Property taxes
$364
Homeowners insurance
$250
Flood insurance
$0
HOA / condo fees
$39
Mortgage insurance (PMI)
$0
Total per month
$2,170

Over the life of the loan

Loan amount
$240,000
Down payment
$60,000
Total interest
$306,107
Principal + interest paid
$546,107
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

13345 Carter Ave, Port Charlotte, FL 33981

Listing courtesy of RE/MAX PALM REALTY OF VENICE Β· MLS# D6149690 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Nov 13 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 12, 2026, 7:04 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]