$775,000
Active13346 Cedar City Ave, Port Charlotte, FL 33981
4 beds Β· 3 baths Β· 2,878 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147628
138 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Double lot property
- RV mega garage
- In-law suite
- Heated pool
- Private irrigation well
- Whole home generator
- Storm shutters
AI-selected highlights from the listing description below.
Virtually Staged. Virtually Staged. RARE SOUTH GULF COVE DOUBLE LOT with ROOM FOR EVERYTHING AND EVERYONE: 4 BEDROOMS, 3 BATHS, a PRIVATE IN-LAW SUITE, a HEATED POOL, and a SHOWSTOPPING 40' x 60' RV/WORKSHOP GARAGE, all just minutes from Boca Grande beaches, boating, and world-class fishing. Is it a lot of space? Absolutely, and that's the point. Here the RV, the boat, the car collection, the workshop, visiting family, and everyday living each have a place of their own, a combination that is nearly impossible to find in today's market. The IN-LAW SUITE offers its own separate entrance, a full bath, and direct access to the pool, making it ideal for guests, multigenerational living, or potential income use. Inside, a SPLIT FLOOR PLAN with TRAY CEILINGS includes dining, living, and family rooms, along with a spacious kitchen featuring extensive cabinetry, GRANITE COUNTERS, and an eat-at breakfast bar. The private PRIMARY SUITE offers walk-in closets, dual vanities, a soaking tub, and a walk-in shower, while the guest bedrooms sit on the opposite side of the home for added privacy. An inside laundry room with extra storage rounds out the interior. Step outside to the HEATED POOL beneath an expansive COVERED, SCREENED LANAI, shaded from the harsh Florida sun so you can swim comfortably even at midday, skip the sunburn, and spend less time skimming leaves and debris. A screened front porch, a large covered courtyard-style space, a FULLY FENCED BACKYARD, and multiple sliding glass doors create seamless indoor-outdoor living. The 40' x 60' GARAGE is built of solid poured concrete block with 16-FOOT CEILINGS, loft storage with a workshop below, space for lawn equipment, 50-AMP AND 30-AMP RV HOOKUPS, air compressor connections, and water hookups with a soft water system for spot-free washing. Perfect for RVs, boats, collectors, hobbyists, or business use. There's also an ATTACHED 3-CAR GARAGE with a mini split for cooling, plus a FULL HOOK-UP RV PARKING PAD. For peace of mind, the home offers storm shutters, a self-contained CARRIER WHOLE-HOME GENERATOR with its own fuel tank, a NEW ROOF (2024), new exterior paint (2025), and a new water heater (2025). A private irrigation well keeps the mature landscaping lush at low cost. South Gulf Cove is a Gulf-access waterfront community with an optional HOA, a public boat ramp, sidewalks, walking paths, a playground, and pickleball courts, all minutes from marinas, kayaking, dining, and shopping. All information contained herein is deemed reliable but not guaranteed. Buyer and Buyer's agent to verify all information through independent due diligence.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 3 full
- Living area
- 2,878 sqft
- Lot size
- 0.46 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,579/yr
- Monthly fees
- $10/mo
- Listed
- May 28, 2026
- MLS #
- D6147628
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 13346 CEDAR CITY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,956
$3,919 of that is principal & interest. 21% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,919
- Property taxes
- $382
- Homeowners insurance
- $646
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,956
Over the life of the loan
- Loan amount
- $620,000
- Down payment
- $155,000
- Total interest
- $790,776
- Principal + interest paid
- $1,410,776
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13346 Cedar City Ave, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147628 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $970,000. Free, and you can stop any time.



