$14,000
Active1340 Adalia Ter, Port Charlotte, FL 33953
0.24 acre lot
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7518586
329 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner lot
- Wooded setting
- No deed restrictions
- No HOA
- Vacant lot
AI-selected highlights from the listing description below.
CORNER LOT IN PORT CHARLOTTE - Residential, vacant lot nestled on a quiet street in a growing area of Port Charlotte. Ideally located near the Charlotte & Sarasota County lines, this lot provides easy access to the many attractions and amenities of both Port Charlotte and North Port. Enjoy the serene, wooded setting while maintaining proximity to local shopping, restaurants & medical centers. Lot is near a few existing homes & other vacant homesites. Take advantage of all the area has to offer including fishing, boating and golf but return home to your slice of paradise. Build your dream home here as you see fit with no deed restrictions or HOA in the neighborhood. Not ready to build? Buy & hold as an investment. Consider adding this property to a self-directed IRA, 401(k) or other real estate investment portfolio.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Flood zone
- AE
- Annual taxes
- $362/yr
- Listed
- Dec 3, 2025
- MLS #
- C7518586
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1340 ADALIA TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$301
$71 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $71
- Property taxes
- $30
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $301
Over the life of the loan
- Loan amount
- $11,200
- Down payment
- $2,800
- Total interest
- $14,285
- Principal + interest paid
- $25,485
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1340 Adalia Ter, Port Charlotte, FL 33953
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7518586 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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