$399,900
Active13409 Gainesville Ave, Port Charlotte, FL 33981
4 beds · 3 baths · 2,092 sq ft
Listing courtesy of NEW BUILD SERVICES · MLS# P4937933
248 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 3-car garage
- vaulted ceilings
- oversized walk-in pantry
- spa-style bath
- covered lanai
- tiled-to-the-ceiling shower
AI-selected highlights from the listing description below.
This spacious 4-bedroom, 3-bath home combines thoughtful design with everyday luxury and a 3-car garage to fit your lifestyle. An open, light-filled layout features vaulted ceilings and a chef-inspired kitchen with stainless steel appliances, soft-close custom cabinetry, solid surface countertops, and an oversized walk-in pantry. The primary suite offers a private escape with a generous walk-in closet and a spa-style bath boasting tiled-to-the-ceiling shower walls. A covered lanai extends your living space outdoors, perfect for year-round Florida entertaining. With upgraded finishes throughout, this home delivers comfort, style, and versatility in every detail. Model Center is located at 13276 Pace Circle in South Gulf Cove, FL 33981 (Port Charlotte)
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full
- Living area
- 2,092 sqft
- Lot size
- 0.24 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500/AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $861/yr
- Listed
- Feb 22, 2026
- MLS #
- P4937933
Price & status history
- Listed for $415,900
- Price reduced to $399,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13409 GAINESVILLE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,427
$2,022 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,022
- Property taxes
- $72
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,427
Over the life of the loan
- Loan amount
- $319,920
- Down payment
- $79,980
- Total interest
- $408,040
- Principal + interest paid
- $727,960
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13409 Gainesville Ave, Port Charlotte, FL 33981
Listing courtesy of NEW BUILD SERVICES · MLS# P4937933 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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