$1,499,990
Active1343 Underhill Cir, Port Charlotte, FL 33953
4 beds · 3.5 baths · 4,746 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# C7528418
105 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- double lot
- private dock
- two full kitchens
- hurricane-impact windows
- whole-home solar system
- Tesla EV charger
- waterfront views
- pool with outdoor shower
AI-selected highlights from the listing description below.
Welcome to an extraordinary waterfront estate offering the perfect blend of luxury, space, efficiency, and endless possibilities. Situated on an oversized double lot, this one-of-a-kind property offers an incredible opportunity to own a private waterfront retreat while also benefiting from a second buildable lot that can be split and sold separately. The additional lot even features its own private dock, creating exceptional value for investors, builders, or anyone seeking a truly unique waterfront lifestyle. Boasting 4,746 square feet of living space, this impressive residence features 4 spacious bedrooms, 3.5 bathrooms, and an incredibly versatile floor plan designed for both comfortable everyday living and entertaining on a grand scale. One of the home’s standout features is the presence of two full kitchens, making it ideal for multi-generational living, extended guests, entertaining, or creating a private guest suite. The expansive main kitchen showcases generous cabinetry, an oversized island, abundant counter space, and flows seamlessly into the home’s open living areas while capturing beautiful water views throughout. Built for peace of mind and modern efficiency, the home is equipped with hurricane-impact windows and doors, brand-new dual-zone HVAC systems serving each floor independently, a whole-home solar power system covering the entire roof to significantly reduce energy costs, and a Tesla EV charger already installed. Step outside and experience true Florida waterfront living. Enjoy breathtaking views from expansive decks on both the front and rear of the home, relax by the pool, rinse off in the convenient outdoor pool shower, or spend the day on the water from your private dock. Whether you’re watching the sunrise with your morning coffee or entertaining family and friends at sunset, every outdoor space has been designed to maximize the incredible waterfront setting. Properties offering this combination of size, luxury, energy efficiency, waterfront access, and future development potential rarely become available. Whether you’re looking for a spectacular primary residence, a multi-generational home, or a unique investment opportunity with the ability to split and develop the additional waterfront lot, this exceptional property truly offers it all. Schedule your private showing today and experience one of Port Charlotte’s most unique waterfront estates.
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Bathrooms
- 3 full, 1 half
- Living area
- 4,746 sqft
- Lot size
- 0.46 acres
- Waterfront
- Yes · 190 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,275/yr
- Listed
- Jul 15, 2026
- MLS #
- C7528418
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1343 UNDERHILL CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,524
$7,585 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,585
- Property taxes
- $690
- Homeowners insurance
- $1,250
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,524
Over the life of the loan
- Loan amount
- $1,199,992
- Down payment
- $299,998
- Total interest
- $1,530,524
- Principal + interest paid
- $2,730,516
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1343 Underhill Cir, Port Charlotte, FL 33953
Listing courtesy of LPT REALTY, LLC · MLS# C7528418 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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