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Lasbury Tracy Realty Inc
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$1,499,990

Active

1343 Underhill Cir, Port Charlotte, FL 33953

4 beds · 3.5 baths · 4,746 sq ft

Listing courtesy of LPT REALTY, LLC · MLS# C7528418

105 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • double lot
  • private dock
  • two full kitchens
  • hurricane-impact windows
  • whole-home solar system
  • Tesla EV charger
  • waterfront views
  • pool with outdoor shower

AI-selected highlights from the listing description below.

Welcome to an extraordinary waterfront estate offering the perfect blend of luxury, space, efficiency, and endless possibilities. Situated on an oversized double lot, this one-of-a-kind property offers an incredible opportunity to own a private waterfront retreat while also benefiting from a second buildable lot that can be split and sold separately. The additional lot even features its own private dock, creating exceptional value for investors, builders, or anyone seeking a truly unique waterfront lifestyle. Boasting 4,746 square feet of living space, this impressive residence features 4 spacious bedrooms, 3.5 bathrooms, and an incredibly versatile floor plan designed for both comfortable everyday living and entertaining on a grand scale. One of the home’s standout features is the presence of two full kitchens, making it ideal for multi-generational living, extended guests, entertaining, or creating a private guest suite. The expansive main kitchen showcases generous cabinetry, an oversized island, abundant counter space, and flows seamlessly into the home’s open living areas while capturing beautiful water views throughout. Built for peace of mind and modern efficiency, the home is equipped with hurricane-impact windows and doors, brand-new dual-zone HVAC systems serving each floor independently, a whole-home solar power system covering the entire roof to significantly reduce energy costs, and a Tesla EV charger already installed. Step outside and experience true Florida waterfront living. Enjoy breathtaking views from expansive decks on both the front and rear of the home, relax by the pool, rinse off in the convenient outdoor pool shower, or spend the day on the water from your private dock. Whether you’re watching the sunrise with your morning coffee or entertaining family and friends at sunset, every outdoor space has been designed to maximize the incredible waterfront setting. Properties offering this combination of size, luxury, energy efficiency, waterfront access, and future development potential rarely become available. Whether you’re looking for a spectacular primary residence, a multi-generational home, or a unique investment opportunity with the ability to split and develop the additional waterfront lot, this exceptional property truly offers it all. Schedule your private showing today and experience one of Port Charlotte’s most unique waterfront estates.

Facts

Property type
Single Family Residence
Year built
1996
Bathrooms
3 full, 1 half
Living area
4,746 sqft
Lot size
0.46 acres
Waterfront
Yes · 190 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,275/yr
Listed
Jul 15, 2026
MLS #
C7528418

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1343 UNDERHILL CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$9,524

$7,585 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$7,585
Property taxes
$690
Homeowners insurance
$1,250
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$9,524

Over the life of the loan

Loan amount
$1,199,992
Down payment
$299,998
Total interest
$1,530,524
Principal + interest paid
$2,730,516
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1343 Underhill Cir, Port Charlotte, FL 33953

Listing courtesy of LPT REALTY, LLC · MLS# C7528418 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]