$410,000
Active13438 McIntosh Ave, Port Charlotte, FL 33981
4 beds Β· 2.5 baths Β· 2,129 sq ft
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE Β· MLS# O6325423
475 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Boating community
- Single-level home
- Imported Spanish tile
- Frameless glass showers
- Boat ramp
- Fishing lagoon
- Nature trail
AI-selected highlights from the listing description below.
Exceptional Quality in South Gulf Cove! Welcome to 13438 McIntosh Avenue, a light and bright four-bedroom, two-and-a-half- bath, single-level home in one of Port Charlotteβs most desirable boating communities. Step inside and immediately see the difference. This custom home was designed with high-end materials, superior craftsmanship, and attention to every detail. The bathrooms feature premium imported tile, frameless glass showers, and designer faucets for a spa-like experience. The kitchen offers thick quartz countertops, luxury pendant lighting, and imported fixtures, blending beauty and functionality. Flooring throughout the home is real imported tile from Spain and Italy, not vinyl, ensuring timeless elegance and durability. This light-filled, open-concept home features a paved driveway, quality finishes, and a spacious layout designed for easy Florida living. Enjoy the communityβs many amenities, including a clubhouse, picnic areas with tiki huts and barbecue pits, cornhole, a boat ramp, park with gazebo and walkways, fishing lagoon, fitness trail, and nature trail. All of this is available with an optional association fee of only $10 per month! No CDD fees! Experience modern luxury, lasting value, and the relaxed coastal lifestyle. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full, 1 half
- Living area
- 2,129 sqft
- Lot size
- 0.24 acres
- Private pool
- No
- Exposure
- South
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $622/yr
- Monthly fees
- $10/mo
- Listed
- Jul 8, 2025
- MLS #
- O6325423
Price & status history
- Listed for $490,000
- Price reduced to $410,000from $420,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 13438 MCINTOSH AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,477
$2,073 of that is principal & interest. 16% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,073
- Property taxes
- $52
- Homeowners insurance
- $342
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,477
Over the life of the loan
- Loan amount
- $328,000
- Down payment
- $82,000
- Total interest
- $418,346
- Principal + interest paid
- $746,346
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13438 McIntosh Ave, Port Charlotte, FL 33981
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE Β· MLS# O6325423 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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