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$269,900

Active

1345 Mediterranean Dr #A105, Punta Gorda, FL 33950

2 beds · 2 baths · 1,164 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7519963

289 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Canal-front location
  • Boat dock access
  • Direct water views
  • Large lanai
  • Hurricane-impact glass doors
  • In-unit washer dryer
  • 2023 Durotech roof

AI-selected highlights from the listing description below.

Stunning Waterfront First Floor 2-Bedroom Condo in Punta Gorda Isles– Beautifully Renovated, Furnished & Move-In Ready! Fall in love the moment you walk through the door of this beautifully renovated 2-bedroom, 2-bath canal-front condo. With breathtaking, direct canal views, boat dock access exclusively for owners use and easy open water access, this is the perfect coastal retreat you've been dreaming of. Inside, you’ll find a tastefully decorated bright interior, featuring a modern kitchen with quartz countertops, new cabinetry, upgraded lighting, and ceiling fans throughout. Both bathrooms have been thoughtfully renovated with a stylish, coastal touch. The spacious living room opens to a large lanai through triple sliding hurricane-impact glass doors—ideal for enjoying your morning coffee, evening cocktails, and soaking in the colorful sunsets while watching the fish jump right outside your door. The primary suite is a true haven, offering serene water views, a generous walk-in closet plus an additional built-in closet, double sliding glass door with access to lanai, and a beautifully updated en suite with a linen closet. The second bedroom is equally inviting, with its own renovated bath—perfect for guests or family. This bright and airy corner end unit is filled with natural light and enhanced by thoughtful details like a custom built-in buffet in the dining area with quartz countertops—great for entertaining or extra storage. Equipped with hurricane-impact windows and sliders for peace of mind, 2023 Sloped Durotech Roof provides discounts to your insurance, and an in-unit stackable washer & dryer offering added convenience, this condo is the perfect blend of comfort, style, and function. This is truly a must-see. Your waterfront paradise awaits. There’s nothing left to do but move in and start living the dream! BATVAI. List agent is owner.

Facts

Property type
Condominium
Year built
1974
Bathrooms
2 full
Living area
1,164 sqft
Lot size
0.03 acres
Waterfront
Yes · 250 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,197/yr
Monthly fees
$550/mo
Listed
Jan 12, 2026
MLS #
C7519963

Price & status history

  1. Listed for $289,900
  2. Price reduced to $269,900from $274,900
  3. Status changed to Pending
  4. Status changed to Active

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1345 MEDITERRANEAN DR #A105. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,489

$1,365 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,365
Property taxes
$350
Homeowners insurance
$225
Flood insurance
$0
HOA / condo fees
$550
Mortgage insurance (PMI)
$0
Total per month
$2,489

Over the life of the loan

Loan amount
$215,920
Down payment
$53,980
Total interest
$275,394
Principal + interest paid
$491,314
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1345 Mediterranean Dr #A105, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7519963 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]