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$199,900
Active13492 Romford Ave, Port Charlotte, FL 33981
3 beds · 1.5 baths · 1,199 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532852
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
ENJOY THE FLORIDA LIFESTYLE IN THE GARDENS OF GULF COVE! This charming and cozy 3-bedroom, 1.5-bath home offers 1,199 square feet of comfortable living space, a one-car garage, and a fenced backyard. Whether you're looking for a year-round home, seasonal getaway, or investment property, this home offers comfort, convenience, and plenty of Florida charm! A NEW ROOF and NEW SHED add extra value, while the inviting outdoor spaces make it easy to enjoy the sunshine and laid-back Florida lifestyle. Step inside and you'll find a welcoming living room and dining room combination with plenty of space to relax or entertain. The bright kitchen is both attractive and functional, featuring white cabinets, granite countertops, stainless steel appliances, and an abundance of cabinet and counter space. Neutral colors throughout create a fresh, clean look and make it easy to add your own personal style. The three bedrooms are spacious and bright, offering comfortable living space. The Jack-and-Jill bathroom provides convenient access between the guest suite and study, adding flexibility to the floor plan. Tile flooring runs throughout the main living areas for easy care and durability, while luxury vinyl flooring in the bedrooms adds a fresh, updated touch. You'll also appreciate the inside laundry room, with the washer and dryer included! Step outside to enjoy the covered, tiled patio, a great spot for morning coffee, outdoor dining, or entertaining. A convenient pet door provides easy access to the fenced backyard, and the new shed offers extra storage for tools, outdoor gear, and more. Additional features include public water and sewer, optional furnishings for an easy move-in, and low annual HOA dues of just $470! The Gardens of Gulf Cove community offers a wonderful selection of amenities, including a community pool, fitness center, tennis courts, and maintenance of the community and recreational facilities. Need a place for your boat or RV? Optional storage is available for an additional $90 per year, subject to availability and association requirements. With its NEW ROOF, NEW SHED, fenced yard, comfortable floor plan, and desirable community amenities, this home is a great opportunity to enjoy all that Florida living has to offer. Make your move to the Gardens of Gulf Cove and find your own little piece of Paradise!
Facts
- Property type
- Single Family Residence
- Year built
- 1975
- Bathrooms
- 1 full, 1 half
- Living area
- 1,199 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,749/yr
- Monthly fees
- $39/mo
- Listed
- Nov 2, 2026
- MLS #
- C7532852
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13492 ROMFORD AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,479
$1,011 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,011
- Property taxes
- $229
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,479
Over the life of the loan
- Loan amount
- $159,920
- Down payment
- $39,980
- Total interest
- $203,969
- Principal + interest paid
- $363,889
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13492 Romford Ave, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532852 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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