$37,000
Active13496 Torpedo-Ray Pl, Placida, FL 33946
0.21 acre lot
Listing courtesy of DTB FLORIDA REALTY, INC. · MLS# O6382228
258 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- vacant residential lot
- paved roads
- nearby utilities
- beach access
- golf course access
- marina access
AI-selected highlights from the listing description below.
Build your dream home on this desirable residential vacant lot located at 13496 Torpedo-Ray Place, Placida, FL 33946, in the peaceful and well-established community of Rotonda Meadows. This property offers a quiet neighborhood setting with paved roads, nearby utilities, and new construction homes in the area. Enjoy the Florida lifestyle with convenient access to beaches, golf courses, marinas, shopping, dining, and recreational amenities. An excellent opportunity for investors or future homeowners seeking a growing area with strong potential.
Facts
- Property type
- Land
- Lot size
- 0.21 acres
- Flood zone
- RSF5
- Annual taxes
- $345/yr
- Monthly fees
- $12/mo
- Listed
- Feb 12, 2026
- MLS #
- O6382228
Price & status history
- Listed for $35,000
- Price increased to $37,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13496 TORPEDO-RAY PL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$428
$187 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $187
- Property taxes
- $29
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $12
- Mortgage insurance (PMI)
- $0
- Total per month
- $428
Over the life of the loan
- Loan amount
- $29,600
- Down payment
- $7,400
- Total interest
- $37,753
- Principal + interest paid
- $67,353
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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13496 Torpedo-Ray Pl, Placida, FL 33946
Listing courtesy of DTB FLORIDA REALTY, INC. · MLS# O6382228 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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