$172,000
Active13516 Santa Rosa Ave, Port Charlotte, FL 33981
2 beds · 2 baths · 927 sq ft
Listing courtesy of REALHOME SERVICE & SOLUTIONS INC · MLS# O6424820
107 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- community pool
- shuffleboard
- tennis courts
- basketball courts
- clubhouse
AI-selected highlights from the listing description below.
Auction Property. 2-bedroom, 2 bath, 927 square foot single level home sitting on 7,553 square foot lot in the Gardens of Gulf Cove. Amenities includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts. Make it your own. Jump on this great deal before its gone! The purchaser should also be aware that they may not rent out the property until they have owned for at least 1 full year. All buyers are responsible to confirm City, County, Zoning, Tax, and other records to their satisfaction before bidding. No inspection contingencies in contract. Absolutely no repairs before closing. This property is sold As-Is. This is a REO auction property.
Facts
- Property type
- Single Family Residence
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 927 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,482/yr
- Monthly fees
- $39/mo
- Listed
- Jul 13, 2026
- MLS #
- O6424820
Price & status history
- Listed for $192,400
- Status changed to Active Under Contract
- Price reduced to $172,000from $180,000
- Status changed to Active
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13516 SANTA ROSA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,232
$870 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $870
- Property taxes
- $124
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,232
Over the life of the loan
- Loan amount
- $137,600
- Down payment
- $34,400
- Total interest
- $175,501
- Principal + interest paid
- $313,101
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13516 Santa Rosa Ave, Port Charlotte, FL 33981
Listing courtesy of REALHOME SERVICE & SOLUTIONS INC · MLS# O6424820 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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