$279,995
Active13519 Martha, Port Charlotte, FL 33981
3 beds · 2.5 baths · 1,153 sq ft
Open house
- Sat, Nov 14 · 11 AM–1 PM
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6146531
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Step outside to your own private backyard retreat: a sparkling in-ground pool, a covered patio with fire-pit seating, low-maintenance artificial turf and full privacy fencing, all just minutes from the Gulf beaches of Englewood and Boca Grande. Inside, this updated 3-bedroom pool home in the Gardens of Gulf Cove pairs wood-look vinyl plank floors with a remodeled kitchen featuring stainless appliances, wood cabinetry and stone counters. The open living and dining area flows into a bright Florida room, where sliders bring the outdoors in. Bathrooms are refreshed with modern tile and vanities, and a dedicated laundry and utility room adds storage. The community offers two pools, a clubhouse, and tennis and pickleball courts, with shopping, dining, golf and the Lemon Bay waterways close by.
Facts
- Property type
- Single Family Residence
- Year built
- 1977
- Bathrooms
- 2 full, 1 half
- Living area
- 1,153 sqft
- Lot size
- 0.18 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,426/yr
- Monthly fees
- $39/mo
- Listed
- Nov 6, 2026
- MLS #
- N6146531
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13519 MARTHA. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,974
$1,416 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,416
- Property taxes
- $286
- Homeowners insurance
- $233
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,974
Over the life of the loan
- Loan amount
- $223,996
- Down payment
- $55,999
- Total interest
- $285,695
- Principal + interest paid
- $509,691
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13519 Martha, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6146531 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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