$725,000
Active13520 Heritage Way, Sarasota, FL 34240
3 beds · 2 baths · 2,246 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4707458
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to Oak Ford, a desirable community known for its generous homesites, peaceful surroundings, and spacious estate-style properties. Ideally situated east of I-75, this location offers the best of both worlds: a tranquil setting away from the everyday hustle and bustle, yet convenient to the shopping, dining, and everyday amenities such as the brand new Publix complex on Fruitville, that make life comfortable. Offered for sale for the first time, this inviting Florida pool home has been thoughtfully designed, built, and lovingly maintained by its original owners since its inception. Situated on a full acre at the end of a quiet cul-de-sac, the property offers a wonderful sense of privacy and room to enjoy the Florida lifestyle. As you arrive, a spacious circular driveway and expansive front lawn create an impressive first impression while providing ample parking for family and guests. A brand-new roof adds another layer of value and peace of mind, with the potential to provide a more favorable insurance profile. Inside, a desirable split-bedroom floor plan offers flexibility and privacy, making the home equally appealing for a growing family, those welcoming guests, or anyone looking to enjoy a more relaxed pace of life. At the heart of the home, a comfortable living area provides an inviting space to gather, unwind, and make lasting memories. With its generous homesite, private setting, and opportunity to make a well-cared-for home your own, this Oak Ford property is ready to welcome its next owners. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 2,246 sqft
- Lot size
- 1 acre
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,984/yr
- Monthly fees
- $47/mo
- Listed
- Sep 25, 2026
- MLS #
- A4707458
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13520 HERITAGE WAY. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,649
$3,666 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,666
- Property taxes
- $332
- Homeowners insurance
- $604
- Flood insurance
- $0
- HOA / condo fees
- $47
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,649
Over the life of the loan
- Loan amount
- $580,000
- Down payment
- $145,000
- Total interest
- $739,758
- Principal + interest paid
- $1,319,758
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13520 Heritage Way, Sarasota, FL 34240
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4707458 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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