$78,500
Active13574 Allamanda Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6145213
317 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront lot
- Gulf access
- public boat ramp
- multi-use pathways
- no building time limits
- Boca Grande proximity
- Englewood Beach proximity
AI-selected highlights from the listing description below.
Located in desirable South Gulf Cove, one of the fastest growing communities in the County, this waterfront lot offers Gulf access, with public water, sewer, and power available. Several existing and newer homes on the street. Could be the place for your new Florida home, either full time or seasonal, to get away from snow and cold weather. We have several local builders who could help you realize your own piece of paradise. Or you could hold for the future, as there are no time limits on building. Several local parks, wide multi-use pathways om some of the main roads, and a public boat ramp, are just a few other features to consider. Convenient for all local amenities: boating, fishing, kayaking, golf, biking, nature trails, shopping, dining, entertainment, etc. A short drive to world-famous Boca Grande or beautiful Englewood Beach. Catch some baseball at the Charlotte Sports Park, Spring Training home of Tampa Rays and home of the Grapefruit League Stone Crabs. Check out the various events at the Charlotte County Fairgrounds. Escape winters, and come enjoy!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway, Lagoon
- Water view
- Yes
- Exposure
- Southwest
- Flood zone
- X500
- Annual taxes
- $1,679/yr
- Listed
- Dec 15, 2025
- MLS #
- D6145213
Price & status history
- Listed for $89,000
- Price reduced to $78,500
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13574 ALLAMANDA CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$737
$397 of that is principal & interest. 46% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $397
- Property taxes
- $140
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $737
Over the life of the loan
- Loan amount
- $62,800
- Down payment
- $15,700
- Total interest
- $80,098
- Principal + interest paid
- $142,898
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13574 Allamanda Cir, Port Charlotte, FL 33981
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6145213 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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