$500,000
Active1393 45th St, Sarasota, FL 34234
3 beds · 2 baths · 1,697 sq ft
Listing courtesy of KW COASTAL LIVING III · MLS# A4710543
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to two fully renovated homes on one fenced corner lot within Sarasota city limits. A 3 bedroom, 2 bath main residence and a detached 1 bedroom, 1 bath apartment each have their own driveway, entrance, and outdoor space, so you can keep family close with privacy for everyone or live in one home and let the other help pay the mortgage. Both are move-in ready with a newer roof, ductless mini splits, and luxury vinyl plank flooring, and the apartment’s utilities are on a separate meter. The main home sits behind a gated driveway with a carport and a paver front porch under an exposed wood gable. The open living room has a flex alcove for media or a home office and steps up to a kitchen with custom concrete countertops, white shaker cabinetry with matte black hardware, stainless steel appliances, and a chevron-paneled peninsula. French doors off the dining area lead to a fully fenced backyard with mature shade trees and a patio. The primary suite has its own en suite bath, both guest bedrooms have two closets, and the guest bath offers a frameless glass walk-in shower with a rain head and laundry hookups available. The apartment has its own gated shell driveway off the main road with space for a boat or RV, and it is attached to a large two-car garage for vehicles, a workshop, or storage. Inside, a vaulted, beamed ceiling rises over the living area and a kitchen with white shaker cabinets, gold hardware, white countertops, and a full appliance package. The bedroom has a generous closet, and the bath features a walk-in shower in herringbone marble-look tile. Set in an established North Sarasota neighborhood under a canopy of mature oaks, the property is minutes from Sarasota Bradenton International Airport, The Ringling, New College, and Sarasota Bay. Downtown Sarasota, and Bayfront Park are a short drive south, St. Armands Circle and Lido Beach are just across the bridge, and University Parkway connects you to University Town Center and I-75. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Facts
- Property type
- Single Family Residence
- Year built
- 1957
- Bathrooms
- 2 full
- Living area
- 1,697 sqft
- Lot size
- 0.33 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,223/yr
- Listed
- Oct 26, 2026
- MLS #
- A4710543
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1393 45TH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,214
$2,528 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,528
- Property taxes
- $269
- Homeowners insurance
- $417
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,214
Over the life of the loan
- Loan amount
- $400,000
- Down payment
- $100,000
- Total interest
- $510,178
- Principal + interest paid
- $910,178
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1393 45th St, Sarasota, FL 34234
Listing courtesy of KW COASTAL LIVING III · MLS# A4710543 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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