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$175,000

Active

14 Emden Cir, Punta Gorda, FL 33950

2 beds · 2 baths · 1,410 sq ft

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7499501

730 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gated 55+ community
  • Separate laundry room
  • New shingle roof
  • Bermuda shutters
  • Large lanai
  • No-see-um screens
  • Private marinas
  • Heated pool

AI-selected highlights from the listing description below.

Welcome to Windmill Village, a premier gated 55+ community! This immaculate Jacobsen model home offers the perfect blend of comfort and style. Spanning 1,410 square feet, the residence features 2 bedrooms and 2 bathrooms with a thoughtfully designed open-concept layout that creates a seamless flow between living spaces. The kitchen is a culinary delight with abundant storage and newer appliances installed in 2022. Warm wood flooring enhances the main living area, while plush carpeting adds coziness to the bedrooms. Both the kitchen and bathrooms feature elegant tile flooring, and the home includes a separate laundry room — a rare and practical bonus in most units. Key upgrades include a new shingle roof (2023), a 2018 air conditioner, re-leveling of the home, and vapor barrier repairs for excellent structural integrity. Hurricane protection consists of Bermuda shutters on the front and side, plus standard hurricane shutters on all other windows and doors. Additional features include a large lanai for enjoying the Florida breeze, no-see-um screens on multiple windows, an attic fan for enhanced ventilation, a large shed for extra storage, and an insulated carport. The property is surrounded by lush, mature landscaping with a beautiful Plumeria tree, creating a private and tranquil setting. This active lifestyle community features two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and numerous clubs catering to a wide range of hobbies. The new pavilion by the heated pool offers a wonderful space for gatherings and socializing. Punta Gorda has been voted “#1 Best Small Place to Live” by Money Magazine and Forbes. **Please note:** The purchase price does not include the $18,285 Buy-In Share and Bond, which is fully refundable upon sale. Don’t miss the opportunity to make this meticulously maintained and thoughtfully upgraded home yours! Schedule your showing today and discover your paradise in Windmill Village.

Facts

Property type
Manufactured Home
Year built
2005
Bathrooms
2 full
Living area
1,410 sqft
Lot size
0.11 acres
Water access
Canal - Freshwater, Creek
Private pool
No
Exposure
East
Flood zone
9AE
CDD
No
55+ community
Yes
Annual taxes
$3,312/yr
Monthly fees
$256/mo
Listed
Oct 24, 2024
MLS #
C7499501

Price & status history

  1. Listed for $235,000
  2. Price reduced to $185,000from $195,000
  3. Price reduced to $175,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 14 EMDEN CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,617

$885 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$885
Property taxes
$276
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$256
Mortgage insurance (PMI)
$0
Total per month
$1,617

Over the life of the loan

Loan amount
$140,000
Down payment
$35,000
Total interest
$178,562
Principal + interest paid
$318,562
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

14 Emden Cir, Punta Gorda, FL 33950

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7499501 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:34 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]