$210,000
Active1400 Mineo Dr #12D, Punta Gorda, FL 33950
2 beds · 2 baths · 1,050 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7526311
162 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- deeded boat dock
- screened patio
- waterfront views
- concrete seawall
- heated pool
- first floor
AI-selected highlights from the listing description below.
Picture starting your morning with wide basin views, your boat just steps from the patio, and Charlotte Harbor waiting beyond the canals. This first-floor waterfront condo in Punta Gorda Isles offers the kind of boating lifestyle Southwest Florida is known for, complete with a DEEDED BOAT DOCK right outside your residence. Inside, the two-bedroom, two-bath layout features an open living area that keeps the waterfront views front and center. A screened patio extends the living space outdoors and creates a comfortable spot to enjoy the breeze, watch the boats pass, or unwind at the end of the day. The condo also includes a well-positioned kitchen and convenient in-unit laundry room. One of the standout features is the expansive wide-basin setting, offering beautiful water views and easy access to your deeded dock. The concrete seawall is maintained by the City of Punta Gorda, adding another layer of convenience for waterfront ownership. From here, enjoy quick boating and fishing access to Charlotte Harbor and onward to the Gulf. Golden Sands residents also enjoy a heated community pool for year-round relaxation. Beyond the water, this Punta Gorda Isles condo puts you within a short drive of Downtown Punta Gorda, waterfront dining, shopping, golf, tennis, pickleball, Fishermen’s Village, and the many recreational opportunities that make Punta Gorda such a desirable Southwest Florida destination. Whether you are searching for a seasonal getaway or a full-time waterfront home, this first-floor Punta Gorda Isles condo combines wide water views, a deeded boat dock, and convenient access to the best of Punta Gorda’s boating lifestyle.
Facts
- Property type
- Condominium
- Year built
- 1982
- Bathrooms
- 2 full
- Living area
- 1,050 sqft
- Lot size
- 0.03 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,572/yr
- Monthly fees
- $530/mo
- Listed
- May 19, 2026
- MLS #
- C7526311
Price & status history
- Listed for $225,000
- Price reduced to $210,000from $213,750
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1400 MINEO DR #12D. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,090
$1,062 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,062
- Property taxes
- $298
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $530
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,090
Over the life of the loan
- Loan amount
- $168,000
- Down payment
- $42,000
- Total interest
- $214,275
- Principal + interest paid
- $382,275
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1400 Mineo Dr #12D, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7526311 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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