$240,000
Active1400 Mineo Dr #12T, Punta Gorda, FL 33950
2 beds · 2.5 baths · 1,326 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7526310
162 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Deeded boat dock
- Bi-level townhouse
- Power boat access
- Screened patio
- Wide basin views
- Heated pool
- Concrete seawall
AI-selected highlights from the listing description below.
Two levels of waterfront living, wide basin views, and a deeded boat dock just outside create a distinctly different way to enjoy Punta Gorda Isles. This rare bi-level waterfront condo/townhouse offers two bedrooms, two full baths, a half bath, and a layout designed to take advantage of the water from both floors. The main level opens to a spacious living area overlooking the waterfront and dock, keeping the basin views in sight throughout the heart of the home. A screened patio extends the living space outdoors, while the kitchen, laundry room, and convenient half bath complete the first floor. Boating enthusiasts will appreciate the powerboat access to Charlotte Harbor and onward to the Gulf, along with the concrete seawall maintained by the City of Punta Gorda. Upstairs, the primary suite and guest bedroom each have access to a screened balcony, creating private spaces to enjoy morning coffee, evening breezes, and the ever-changing waterfront scenery. A second full bath serves the guest bedroom, while the primary suite provides its own comfortable retreat. Golden Sands residents also enjoy a heated community pool for year-round relaxation. Beyond the water, this Punta Gorda Isles waterfront condo is within a short drive of Downtown Punta Gorda, Fishermen’s Village, shopping, dining, golf, tennis, pickleball, and the many boating and recreational opportunities that define the Southwest Florida lifestyle. With a deeded boat dock, two-story floor plan, multiple screened outdoor spaces, and beautiful wide-water views, this Punta Gorda Isles condo offers a compelling option for anyone seeking a waterfront home with direct access to the boating lifestyle.
Facts
- Property type
- Condominium
- Year built
- 1982
- Bathrooms
- 2 full, 1 half
- Living area
- 1,326 sqft
- Lot size
- 0.02 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,424/yr
- Monthly fees
- $530/mo
- Listed
- May 19, 2026
- MLS #
- C7526310
Price & status history
- Listed for $275,000
- Price reduced to $240,000from $261,250
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1400 MINEO DR #12T. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,146
$1,214 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,214
- Property taxes
- $202
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $530
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,146
Over the life of the loan
- Loan amount
- $192,000
- Down payment
- $48,000
- Total interest
- $244,885
- Principal + interest paid
- $436,885
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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1400 Mineo Dr #12T, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7526310 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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