$22,000
Active14058 Baracoa Ln, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of OSIPOV GROUP REAL ESTATE · MLS# A4682442
239 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized residential lot
- Waterfront community
- Natural Florida vegetation
- Public water and sewer
- Deed restricted community
- Boating and fishing access
AI-selected highlights from the listing description below.
Build your Florida dream home on this oversized residential lot in the growing waterfront community of South Gulf Cove. This property offers a quiet setting surrounded by natural Florida vegetation, providing privacy and a peaceful backdrop for your future home. This area is experiencing steady new construction, making it an excellent opportunity for both end users and investors. Public water and sewer are available, and the lot offers convenient access to boating, fishing, golf courses, beaches, and everyday amenities. Just a short drive to Boca Grande, Englewood Beach, shopping, dining, and medical facilities. Whether you’re looking to build now or hold for future appreciation, this lot presents a solid opportunity in one of Charlotte County’s most desirable deed restricted communities. Secure your piece of Southwest Florida today.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $939/yr
- Listed
- Mar 3, 2026
- MLS #
- A4682442
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14058 BARACOA LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$389
$111 of that is principal & interest. 71% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $111
- Property taxes
- $78
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $389
Over the life of the loan
- Loan amount
- $17,600
- Down payment
- $4,400
- Total interest
- $22,448
- Principal + interest paid
- $40,048
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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14058 Baracoa Ln, Port Charlotte, FL 33981
Listing courtesy of OSIPOV GROUP REAL ESTATE · MLS# A4682442 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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