$229,000
Active14281 Palm Ter, Port Charlotte, FL 33953
2 beds · 2 baths · 1,528 sq ft
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6144582
358 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- heated community pool
- tennis courts
- shuffleboard area
- clubhouse
- spring training proximity
- Gulf of Mexico beaches
- new roof
AI-selected highlights from the listing description below.
Welcome to your perfect Florida retreat in Port Charlotte, nestled between two iconic spring training facilities - the Tampa Bay Rays and Atlanta Braves stadiums. This charming two-bedroom, two-bathroom home offers an ideal blend of comfort and community living in a vibrant 55-plus neighborhood. Step into a thoughtfully updated interior featuring a renovated kitchen that's perfect for preparing your favorite meals. The refreshed bathroom adds modern convenience, while the new roof provides peace of mind for years to come. Both bedrooms offer ample space and comfort, with the primary bedroom providing a serene retreat. The community truly shines with its resort-style amenities. Stay active on the tennis courts, enjoy friendly competition at the shuffleboard area, or take a refreshing dip in the heated community pool. The welcoming clubhouse serves as a social hub, hosting various activities that make it easy to meet neighbors and make lasting friendships. Location is a true highlight, with the Gulf of Mexico's pristine beaches just a short drive away. Convenient shopping is nearby at Gulf Cove Publix Super Market, and Randy Spence Park offers a peaceful green space for outdoor enjoyment. Baseball enthusiasts will appreciate being minutes from Charlotte Sports Park, perfect for catching spring training games. The remarkably low monthly homeowner association fee of $170 includes lawn maintenance and access to all community amenities, making this an exceptional value for maintenance-free Florida living. This home presents an opportunity to join a warm, active community while enjoying the best of Florida's Gulf Coast lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 1993
- Bathrooms
- 2 full
- Living area
- 1,528 sqft
- Lot size
- 0.11 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $3,743/yr
- Monthly fees
- $170/mo
- Listed
- Nov 4, 2025
- MLS #
- D6144582
Price & status history
- Listed for $299,900
- Price reduced to $229,000from $244,900
Virtual tour
- Virtual tourcmsphotography.hd.picsView the virtual tour(opens cmsphotography.hd.pics in a new tab)
Opens cmsphotography.hd.pics in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14281 PALM TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,840
$1,158 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,158
- Property taxes
- $312
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $170
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,840
Over the life of the loan
- Loan amount
- $183,200
- Down payment
- $45,800
- Total interest
- $233,662
- Principal + interest paid
- $416,862
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14281 Palm Ter, Port Charlotte, FL 33953
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6144582 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 2 bedrooms up to $290,000. Free, and you can stop any time.
