$559,000
Active1438 Sea Fan Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 1,725 sq ft
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7529159
86 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront pool home
- sailboat access
- no bridges
- screened lanai
- cathedral ceilings
- skylights
- water views
AI-selected highlights from the listing description below.
Waterfront Pool Home with Sailboat Access in Punta Gorda Isles! Experience the best of Southwest Florida living in this beautifully updated 3-bedroom, 2-bathroom waterfront pool home offering over 1,700 square feet of living space in the highly sought-after Punta Gorda Isles community. Situated on a wide basin with direct sailboat access to Charlotte Harbor and the Gulf—no bridges—this property is a boater's dream. Inside, you'll find fresh interior paint, brand-new stainless steel appliances, and a pass-through kitchen overlooking the pool and canal. The spacious split-bedroom floor plan features formal living and dining rooms, plus a separate family room, offering plenty of space for relaxing and entertaining. Cathedral ceilings, skylights, and tile flooring throughout create a bright, open feel, while nearly every room showcases beautiful water views. The primary suite, guest bedroom, guest bathroom, and main living areas all offer direct access to the screened lanai and sparkling pool, making indoor-outdoor living effortless. Conveniently located just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, shopping, golf courses, and I-75, this exceptional waterfront home offers the Florida lifestyle you've been looking for.
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Bathrooms
- 2 full
- Living area
- 1,725 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 75 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,346/yr
- Listed
- Aug 3, 2026
- MLS #
- C7529159
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1438 SEA FAN DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,071
$2,827 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,827
- Property taxes
- $779
- Homeowners insurance
- $466
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,071
Over the life of the loan
- Loan amount
- $447,200
- Down payment
- $111,800
- Total interest
- $570,379
- Principal + interest paid
- $1,017,579
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1438 Sea Fan Dr, Punta Gorda, FL 33950
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7529159 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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