$20,000
Active1465 Adalia Ter, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of NOVA REAL ESTATE SERVICES INC · MLS# O6331100
455 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- no HOA
- no deed restrictions
- no CDD fees
- beach access
- boat ramp access
AI-selected highlights from the listing description below.
This prime residential lot in Port Charlotte offers the perfect blend of peace and convenience. Nestled in a quiet neighborhood, it provides easy access to stunning beaches, boating, fishing, Fisherman’s Village, fine dining, golf courses, shopping, and the charming Downtown Historic Punta Gorda. With quick connections to I-75 and US-41, trips to Fort Myers, Miami, Naples, Orlando, Sarasota, and Tampa are just a drive away. Nearby airports include Punta Gorda Airport and Southwest Florida International. Enjoy the freedom of no HOA, no deed restrictions, and no CDD fees! According to the Charlotte County Property Appraiser (7/29/25), this property is not located in a Scrub Jay mitigation area — please confirm during due diligence. This lot gives you flexibility and freedom to build your dream property. Only minutes from Florida’s best beaches, public boat ramps, marinas, medical facilities, a water park, and other attractions. A short drive takes you to Sanibel, Venice, Fort Myers, and Boca Grande.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 9AE
- Annual taxes
- $470/yr
- Listed
- Jul 29, 2025
- MLS #
- O6331100
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1465 ADALIA TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$340
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $39
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $340
Over the life of the loan
- Loan amount
- $16,000
- Down payment
- $4,000
- Total interest
- $20,407
- Principal + interest paid
- $36,407
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1465 Adalia Ter, Port Charlotte, FL 33953
Listing courtesy of NOVA REAL ESTATE SERVICES INC · MLS# O6331100 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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