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Lasbury Tracy Realty Inc
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$479,000

Active

148 Northshore Ter, Port Charlotte, FL 33980

3 beds Β· 2 baths Β· 1,399 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530601

41 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

The restoration has started, the setting is already exceptional, and the next chapter is yours to finish. Set within a cul-de-sac in Charlotte Harbor, this waterfront home offers approximately 80 feet of well-maintained seawall and a southeast-facing view toward the meeting point of Charlotte Harbor and the Peace River. Wide, unobstructed water views are the defining feature of the property and create a setting that is increasingly difficult to find. Following flooding from past hurricanes, the home was remediated and restoration began quickly. The owner made substantial progress toward restoring the home, creating a strong starting point for the next owner to finish and personalize. Much of the groundwork has already been started, leaving the next owner the opportunity to finish the remaining drywall and interior work, make the design their own, and bring the home across the finish line. Updated tile flooring runs throughout the home, freshly tiled showers have been completed in the bathrooms, and the kitchen already features accent stonework in place. Additional stone and wood details, including an accent wood ceiling, add character to build upon. New windows and sliders have been installed with the exception of two, hurricane shutters are in place and a 2022 ROOF. The home does need an A/C unit. Outside, a mature poinciana tree along with palm trees and mature landscaping adds a touch of Florida character against the waterfront backdrop. The seawall is well maintained and currently vacant lots on both sides create an open feel around the property. New million-dollar homes throughout the surrounding area further highlight the continued investment and potential of this waterfront location. Whether you are an investor looking for your next renovation project or a buyer ready to finish a waterfront home around your own style and vision, this property offers the opportunity to take what has already been started and make it your own. Conveniently located near Downtown Punta Gorda, shopping, dining, Sunseeker Resort, US 41, and I-75, this Charlotte Harbor property combines a rare waterfront setting with easy access to everything the area has to offer. CASH ONLY. PROPERTY IS BEING SOLD AS-IS WITH RIGHT TO INSPECT.

Facts

Property type
Single Family Residence
Year built
1956
Bathrooms
2 full
Living area
1,399 sqft
Lot size
0.21 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Gulf/Ocean, River
Water view
Yes
Private pool
No
Exposure
Southeast
Furnished
Unfurnished
Flood zone
AE,VE,A
CDD
No
55+ community
No
Annual taxes
$4,219/yr
Listed
Sep 17, 2026
MLS #
C7530601

Price & status history

  1. Listed for $479,000
  2. Status changed to Active Under Contract
  3. Status changed to Active

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 148 NORTHSHORE TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,173

$2,422 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,422
Property taxes
$352
Homeowners insurance
$399
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,173

Over the life of the loan

Loan amount
$383,200
Down payment
$95,800
Total interest
$488,750
Principal + interest paid
$871,950
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

148 Northshore Ter, Port Charlotte, FL 33980

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530601 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:56 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]