$425,000
Active1505 Saddlewood Cir, Port Charlotte, FL 33953
3 beds · 3 baths · 2,198 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528324
104 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- gated community
- no CDD fees
- lake view
- Gulf beaches proximity
- golf courses nearby
AI-selected highlights from the listing description below.
Are you looking for a move-in ready, turnkey home, this is one you won’t want to miss. This beautiful home is located in a gated community with no CDD fees, giving you peace of mind and added value. As soon as you step inside, you’ll appreciate the spacious, modern layout that’s ready for you to start enjoying Florida living from day one. One of the standout features of this home is the stunning lake view. Whether you’re enjoying your morning coffee or unwinding in the evening, the peaceful waterfront setting creates the perfect backdrop for everyday living. Location is everything, and this home has it all. You’re just minutes from beautiful Gulf beaches, shopping, restaurants, golf courses, and everything you are looking for! If you’ve been searching for a low-maintenance Florida home with incredible views, no CDD fees, and a fantastic location, 1505 Saddlewood Circle deserves a spot at the top of your list. Contact me today to schedule your private showing. I’d love to help you make this beautiful home yours!
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 3 full
- Living area
- 2,198 sqft
- Lot size
- 0.16 acres
- Waterfront
- Yes · 52 ft
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Turnkey
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,576/yr
- Monthly fees
- $265/mo
- Listed
- Jul 13, 2026
- MLS #
- C7528324
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1505 SADDLEWOOD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,233
$2,149 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $465
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $265
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,233
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1505 Saddlewood Cir, Port Charlotte, FL 33953
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528324 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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