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Lasbury Tracy Realty Inc
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$860,000

Active Under Contract

15080 Spanish Point Dr, Port Charlotte, FL 33981

4 beds Β· 2.5 baths Β· 2,345 sq ft

Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7519611

275 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • sailboat access waterfront
  • tip lot
  • 165 feet water frontage
  • heated pool and spa
  • photovoltaic panels
  • whole house water softener
  • 3-car garage
  • gated community

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. SAILBOAT ACCESS WATERFRONT PROPERTY within the desirable gated community Harbor West. This stunning 4 bedroom 2.5 bath home sits proudly on a 19,964 sqft Tip Lot that offers breathtaking panoramic water views and many potentials. An impressive 165 feet of water frontage wraps around the property with ample space for a dock. This expansive lot is the closest lot to the South Gulf Cove Lock. You gain quick access to open water saving time and money each time you go for boating adventures. Boating enthusiasts will absolutely adore this specific unique location. The residence spans 2345 sqft under air living space. Step inside the foyer and you will be amazed by the 12 foot glass sliders framing the sparkling heated pool with its bubbling spa and the magnificent water views. A β€œpool child-fence” is included for pool safety for young children and pets. The home is tiled throughout for easy maintenance. The crown moulding and tray ceilings are a nice luxury touch. The gourmet kitchen is a chef's dream that features high-end appliances and granite countertops. The large granite island can comfortably seat 8 and become the hub for family meals and gatherings. There is also a formal dining area for special occasions. The home is equipped with modern photovoltaic panels to minimize energy costs. Water quality is taken very seriously with a whole house water softener, a UV sanitizer and a reverse osmosis system in the kitchen. The split floor plan ensures maximum privacy for all residents and guests. One of the guest rooms connects to the lanai and pool through the convenient powder room. The fourth bedroom can serve as a bedroom, music room or study. The primary bedroom is a true sanctuary that can be closed off from the rest of the home. This design ensures peace and quiet from the living areas. From the primary bedroom you can access directly to the pool for a refreshing morning or evening swim. A large walk-in closet awaits you with plenty of storage space. The adjoining primary bathroom is spacious and features a luxurious soaking tub and a separate walk-in shower. The spacious 3-car garage with a durable epoxy coated floor offers ample space for all your β€˜toys’. The lanai is perfect for entertaining. Enjoy the Florida sun by the pool, watch boats pass by and the abundant wildlife. You can also enjoy fishing and crabbing from your backyard. Harbor West is a gated community giving privacy and security with very competitive HOA fees. This is a rare real estate opportunity that combines luxury with functionality. Make this waterfront dream home yours. Please call for a private viewing.

Facts

Property type
Single Family Residence
Year built
2019
Bathrooms
2 full, 1 half
Living area
2,345 sqft
Lot size
0.46 acres
Waterfront
Yes Β· 165 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$7,240/yr
Monthly fees
$272/mo
Listed
Jan 16, 2026
MLS #
C7519611

Price & status history

  1. Listed for $1,030,000
  2. Price reduced to $860,000from $890,000
  3. Status changed to Active Under Contract

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 15080 SPANISH POINT DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,941

$4,349 of that is principal & interest. 27% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,349
Property taxes
$603
Homeowners insurance
$717
Flood insurance
$0
HOA / condo fees
$272
Mortgage insurance (PMI)
$0
Total per month
$5,941

Over the life of the loan

Loan amount
$688,000
Down payment
$172,000
Total interest
$877,506
Principal + interest paid
$1,565,506
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15080 Spanish Point Dr, Port Charlotte, FL 33981

Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7519611 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:16 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]