$860,000
Active Under Contract15080 Spanish Point Dr, Port Charlotte, FL 33981
4 beds Β· 2.5 baths Β· 2,345 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7519611
275 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- sailboat access waterfront
- tip lot
- 165 feet water frontage
- heated pool and spa
- photovoltaic panels
- whole house water softener
- 3-car garage
- gated community
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. SAILBOAT ACCESS WATERFRONT PROPERTY within the desirable gated community Harbor West. This stunning 4 bedroom 2.5 bath home sits proudly on a 19,964 sqft Tip Lot that offers breathtaking panoramic water views and many potentials. An impressive 165 feet of water frontage wraps around the property with ample space for a dock. This expansive lot is the closest lot to the South Gulf Cove Lock. You gain quick access to open water saving time and money each time you go for boating adventures. Boating enthusiasts will absolutely adore this specific unique location. The residence spans 2345 sqft under air living space. Step inside the foyer and you will be amazed by the 12 foot glass sliders framing the sparkling heated pool with its bubbling spa and the magnificent water views. A βpool child-fenceβ is included for pool safety for young children and pets. The home is tiled throughout for easy maintenance. The crown moulding and tray ceilings are a nice luxury touch. The gourmet kitchen is a chef's dream that features high-end appliances and granite countertops. The large granite island can comfortably seat 8 and become the hub for family meals and gatherings. There is also a formal dining area for special occasions. The home is equipped with modern photovoltaic panels to minimize energy costs. Water quality is taken very seriously with a whole house water softener, a UV sanitizer and a reverse osmosis system in the kitchen. The split floor plan ensures maximum privacy for all residents and guests. One of the guest rooms connects to the lanai and pool through the convenient powder room. The fourth bedroom can serve as a bedroom, music room or study. The primary bedroom is a true sanctuary that can be closed off from the rest of the home. This design ensures peace and quiet from the living areas. From the primary bedroom you can access directly to the pool for a refreshing morning or evening swim. A large walk-in closet awaits you with plenty of storage space. The adjoining primary bathroom is spacious and features a luxurious soaking tub and a separate walk-in shower. The spacious 3-car garage with a durable epoxy coated floor offers ample space for all your βtoysβ. The lanai is perfect for entertaining. Enjoy the Florida sun by the pool, watch boats pass by and the abundant wildlife. You can also enjoy fishing and crabbing from your backyard. Harbor West is a gated community giving privacy and security with very competitive HOA fees. This is a rare real estate opportunity that combines luxury with functionality. Make this waterfront dream home yours. Please call for a private viewing.
Facts
- Property type
- Single Family Residence
- Year built
- 2019
- Bathrooms
- 2 full, 1 half
- Living area
- 2,345 sqft
- Lot size
- 0.46 acres
- Waterfront
- Yes Β· 165 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,240/yr
- Monthly fees
- $272/mo
- Listed
- Jan 16, 2026
- MLS #
- C7519611
Price & status history
- Listed for $1,030,000
- Price reduced to $860,000from $890,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15080 SPANISH POINT DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,941
$4,349 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,349
- Property taxes
- $603
- Homeowners insurance
- $717
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,941
Over the life of the loan
- Loan amount
- $688,000
- Down payment
- $172,000
- Total interest
- $877,506
- Principal + interest paid
- $1,565,506
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15080 Spanish Point Dr, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7519611 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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