$12,500
Active1520 Capel St, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7519828
293 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- vacant lot
- public water access
- electrical service nearby
- adjacent lot available
- Gulf Coast beaches proximity
AI-selected highlights from the listing description below.
Great opportunity to build your Florida dream home on this well-located vacant lot in Port Charlotte. Set in a quiet, growing neighborhood, this parcel offers convenient access to public water and nearby electrical service—making future construction simple and cost-effective. Adding exceptional value, the vacant lot directly behind this property is also for sale by the same owner, creating the option to expand your homesite or invest in two affordable parcels at once. Both lots are priced competitively, making them an excellent choice for buyers seeking quality and value. Close to shopping, dining, parks, and Gulf Coast beaches, this location offers the best of Florida living. Secure one—or both—of these attractive Port Charlotte lots while they’re still available.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $389/yr
- Listed
- Jan 8, 2026
- MLS #
- C7519828
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1520 CAPEL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$296
$63 of that is principal & interest. 79% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $63
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $296
Over the life of the loan
- Loan amount
- $10,000
- Down payment
- $2,500
- Total interest
- $12,754
- Principal + interest paid
- $22,754
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1520 Capel St, Port Charlotte, FL 33953
Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7519828 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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