$970,000
Active15248 Spanish Point Dr, Port Charlotte, FL 33981
4 beds · 3 baths · 2,925 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# D6147828
127 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront views
- three-car garage
- pool and spa
- boat dock
- gated community
- aquarium window
- composite decking
- 2024 tile roof
AI-selected highlights from the listing description below.
Experience exclusive waterfront living at Harbor West, a serene, deed-restricted gated community designed for boating and fishing enthusiasts—where golf carts are always welcome! This stunning 2020-built home features 4 bedrooms plus a den and 3 bathrooms, along with a coveted three-car garage with an epoxy-coated floor. Inside, enjoy expansive waterfront views and stylish upgrades like tray ceilings, crown molding, and diagonally set tile flooring. The layout includes a foyer, formal living room, and dining area that are separate from the centrally located kitchen, which opens to the breakfast nook and family room—ideal for both entertaining and privacy. The kitchen has white 42” shaker-style cabinets, granite countertops, a tile backsplash, and a breakfast bar. With an aquarium window and multiple sliding glass doors, the living areas offer breathtaking views of the water. The master bedroom is a true retreat, featuring sliding doors to the pool, a cozy sitting area, tray ceiling, and a spacious walk-in closet, plus an additional reach-in closet. The master bath includes a large dual sink, soaking tub, walk-in shower, and abundant natural light. Guest bedrooms are thoughtfully placed on the opposite side of the home for added privacy. Step outside to a beautiful pool and spa area surrounded by panoramic screens that maximize your views of the waterway. Composite decking leads to the dock, perfect for relaxing with a cocktail or casting a line for a day of fishing. The exterior is beautifully landscaped and includes an irrigation system, a paver driveway, a 2024 tile roof, whole-house impact windows and sliding doors, and a storm smart screen on the lanai. Low HOA fees cover lawn irrigation, grass cutting, tree pruning, and common area maintenance. Leasing is allowed for a minimum of 30 days with HOA approval. Located in a fantastic waterfront area with no bridges, you can easily launch your boat from your dock and spend the day on the Gulf of Mexico enjoying beautiful sandy beaches, world-class fishing, or dining at waterfront restaurants. Prefer to stay on land? You’ll find several golf courses, dining options, and shopping experiences nearby. Don’t let this beautiful Harbor West home pass you by—schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Bathrooms
- 3 full
- Living area
- 2,925 sqft
- Lot size
- 0.29 acres
- Waterfront
- Yes · 75 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,663/yr
- Monthly fees
- $272/mo
- Listed
- Jun 4, 2026
- MLS #
- D6147828
Price & status history
- Listed for $995,000
- Price reduced to $970,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15248 SPANISH POINT DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,707
$4,905 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,905
- Property taxes
- $722
- Homeowners insurance
- $808
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,707
Over the life of the loan
- Loan amount
- $776,000
- Down payment
- $194,000
- Total interest
- $989,745
- Principal + interest paid
- $1,765,745
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15248 Spanish Point Dr, Port Charlotte, FL 33981
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# D6147828 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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