$187,000
Active15408 Lakeland Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6420782
119 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront homesite
- Saltwater canal access
- Boating access to Gulf
- Private pool
- 3-car garage
- Approved permits and plans
AI-selected highlights from the listing description below.
Build your Florida dream home without the delays and uncertainty of starting from scratch! This exceptional waterfront homesite in the highly sought-after South Gulf Cove community offers a rare opportunity to step into a project that is already well underway. Stem-wall construction has already begun, providing a significant head start toward your new home. Key milestones have been completed, including the lot clearing, elevation certificate, and required inspections, helping save valuable time in the building process. The sale includes architectural plans, approved permits, and transferable approvals, along with an approved builder already attached to the project, ensuring a seamless transition to the new owner. You also have the flexibility to choose and transfer the project to your preferred trusted builder, if desired. The included home design features an impressive approximately 2,350 sq. ft. of living area (3,455 sq. ft. total under roof) with 4 bedrooms, 3 bathrooms, a 3-car garage, and a private pool, a thoughtfully designed floor plan perfect for Florida waterfront living. Situated on a saltwater canal, this property offers boating access to the Gulf of Mexico through South Gulf Cove's lock system, leading to the Myakka River, Charlotte Harbor, and beyond. South Gulf Cove is a deed-restricted waterfront community with public water and sewer and a voluntary HOA. Enjoy a prime location close to shopping, restaurants, golf courses, full-service marinas, beautiful Gulf beaches, and some of Southwest Florida's finest boating and world-class fishing. Whether you're looking for a luxury primary residence, seasonal retreat, or a smart long-term investment, this is an outstanding opportunity to own a premium waterfront lot with construction already in progress and the hard work already done. Start building your dream sooner and enjoy the best of Florida waterfront living. Buyer and Buyer's Agent are responsible for verifying all information deemed important, including but not limited to lot dimensions, measurements, square footage, zoning, taxes, permits, approvals, utility availability, HOA information, and any other facts or conditions related to the property. All information is believed to be accurate but is not guaranteed. Please conduct your own due diligence. Contact the listing agent with any questions.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 20 ft
- Flood zone
- AE
- Annual taxes
- $1,456/yr
- Listed
- Jun 29, 2026
- MLS #
- O6420782
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15408 LAKELAND CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,267
$946 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $946
- Property taxes
- $121
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,267
Over the life of the loan
- Loan amount
- $149,600
- Down payment
- $37,400
- Total interest
- $190,807
- Principal + interest paid
- $340,407
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15408 Lakeland Cir, Port Charlotte, FL 33981
Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6420782 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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