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$949,000

Active

15500 Water Oak Ct, Punta Gorda, FL 33982

3 beds Β· 2 baths Β· 1,838 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530484

48 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Bring the horses, park the toys, and make room for the life you want on 5.5 gated and fenced acres in Punta Gorda’s Prairie Creek Park. A freshly remodeled home, approximately 1,800sqft steel building, 4 newly built horse stalls, detached garage, private pond, and backyard access to Prairie Creek bring country living and everyday adventure together. With approximately 22 miles of equestrian trails along the community’s scenic greenbelts, you can ride without trailering elsewhere, launch a kayak from home, or finish the afternoon fishing from your own dock. The 3 bedroom, 2 bath home offers 1,838sqft with a 2023 roof and a bright, open interior. A brick-paver patio leads to a spacious living area where high ceilings and warm wood accents create an inviting setting. The remodeled kitchen keeps you connected to the living space with an open breakfast bar, quartz countertops, tile backsplash, recessed lighting, and 2025 stainless steel appliances. A generous walk-in pantry/laundry room provides practical storage, and easy-care neutral tile flooring runs throughout. The Florida room expands your options with wood-accented ceilings and ample space for a second living area, game room, hobbies, or casual gatherings. The primary suite includes a walk-in closet and remodeled en-suite bath with dual sinks. Two spacious guest bedrooms and a remodeled guest bath complete the home. Outside, the outbuildings offer flexibility for work, recreation, storage, and animals. The ~1,800sqft steel building has electric and a roll-up door, with room for RVs, boats, cars, tractors, ATVs, equipment, or workshop use. Four newly built horse stalls and dog pens complement the fenced acreage. A detached 864sqft garage with electric and double doors opens to an adjoining area currently used as a home gym with a mini-split, adding options for hobbies, recreation, or workspace. A blacktop driveway extends from the street to the garage and barn, providing a paved approach ideal for sports cars. Prairie Creek borders the rear of the property, offering a place to launch your kayaks, while a dedicated kayak shed holds up to four. The private pond features a float switch system and newly built aluminum dock for fishing and wildlife watching. Newly added irrigation helps maintain the grounds, with a separate pump shed serving irrigation for two acres and another shed housing the well and pump equipment. The home and buildings are in Flood Zone X. The house, garage, and both sheds feature concrete Hardie siding and concrete soffits. All of this comes with convenient access to I-75 and historic downtown Punta Gorda, where waterfront dining, shopping, entertainment, the Harborwalk along Charlotte Harbor, and Fishermen’s Village are a short drive away. From morning trail rides to afternoons on the creek, this Prairie Creek Park property brings together an updated home and the acreage, storage, and amenities to make full use of life outdoors.

Facts

Property type
Single Family Residence
Year built
1991
Bathrooms
2 full
Living area
1,838 sqft
Lot size
5.51 acres
Waterfront
Yes Β· 327 ft
Water access
Creek, Pond
Water view
Yes
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$7,983/yr
Monthly fees
$49/mo
Listed
Sep 10, 2026
MLS #
C7530484

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 15500 WATER OAK CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,304

$4,799 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,799
Property taxes
$665
Homeowners insurance
$791
Flood insurance
$0
HOA / condo fees
$49
Mortgage insurance (PMI)
$0
Total per month
$6,304

Over the life of the loan

Loan amount
$759,200
Down payment
$189,800
Total interest
$968,318
Principal + interest paid
$1,727,518
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15500 Water Oak Ct, Punta Gorda, FL 33982

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530484 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]