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$489,000

Active

15524 Ruston Cir, Port Charlotte, FL 33981

3 beds Β· 2 baths Β· 1,931 sq ft

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# D6149572

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Don't hesitate! Check out this hard-to-find location at an incredible price on the expansive Zephyr Waterway! Offering direct access to South Gulf Cove’s Interceptor Lagoon and the lock system for an easy ride to Charlotte Harbor, Boca Grande Pass and the Gulf! Major updates include the 2023 HVAC SYSTEM and 2022 ROOF. As you approach, you're greeted by a beautifully landscaped yard, setting the stage for this stunning waterfront retreat. Inside, the split-open floor plan features both a living room and a family room, creating the perfect space for family gatherings or entertaining guests. The UPDATED KITCHEN is designed for both style and function, boasting a breakfast bar, a convenient serving window to the pool area and a skylight that fills the space with natural light. Designed as the desirable split bedroom plan, the OVERSIZED MASTER RETREAT features a sitting area, large walk-in closet, ensuite bathroom with convenient pool access and INCREDIBLE WATER VIEWS through an expansive window and sliding glass doors. Two other well-sized bedrooms are tucked down a hallway on the opposite side of the home with a shared full bathroom. Outside, the POOL with screen enclosure offers YEAR-ROUND ENJOYMENT and plenty of space to relax in the sun of the extended concrete pad or back in the shade of the lanai. Imagine waking up and starting your day with a refreshing swim before jumping on your boat from the CONCRETE SEAWALL with CONCRETE DOCK and COVERED BOAT LIFT for a cruise through the endless miles of freshwater canals within South Gulf Cove. Enjoy backwater fishing in the Myakka River or a take cruise to the Gulf of Mexico for sandbar hopping and waterfront restaurants! South Gulf Cove is also home to a community center with optional membership, playgrounds, park and a community boat ramp! Just miles from Publix, name brand shopping, Charlotte County Sports park and the famous town of Boca Grande. Call today for your private viewing!

Facts

Property type
Single Family Residence
Year built
1990
Bathrooms
2 full
Living area
1,931 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Freshwater, Gulf/Ocean, Intracoastal Waterway, River
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,361/yr
Listed
Nov 7, 2026
MLS #
D6149572

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 15524 RUSTON CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,577

$2,473 of that is principal & interest. 31% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,473
Property taxes
$697
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,577

Over the life of the loan

Loan amount
$391,200
Down payment
$97,800
Total interest
$498,954
Principal + interest paid
$890,154
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15524 Ruston Cir, Port Charlotte, FL 33981

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# D6149572 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Nov 7 Β· Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 7, 2026, 2:50 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]