$489,000
Active15524 Ruston Cir, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,931 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# D6149572
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Don't hesitate! Check out this hard-to-find location at an incredible price on the expansive Zephyr Waterway! Offering direct access to South Gulf Coveβs Interceptor Lagoon and the lock system for an easy ride to Charlotte Harbor, Boca Grande Pass and the Gulf! Major updates include the 2023 HVAC SYSTEM and 2022 ROOF. As you approach, you're greeted by a beautifully landscaped yard, setting the stage for this stunning waterfront retreat. Inside, the split-open floor plan features both a living room and a family room, creating the perfect space for family gatherings or entertaining guests. The UPDATED KITCHEN is designed for both style and function, boasting a breakfast bar, a convenient serving window to the pool area and a skylight that fills the space with natural light. Designed as the desirable split bedroom plan, the OVERSIZED MASTER RETREAT features a sitting area, large walk-in closet, ensuite bathroom with convenient pool access and INCREDIBLE WATER VIEWS through an expansive window and sliding glass doors. Two other well-sized bedrooms are tucked down a hallway on the opposite side of the home with a shared full bathroom. Outside, the POOL with screen enclosure offers YEAR-ROUND ENJOYMENT and plenty of space to relax in the sun of the extended concrete pad or back in the shade of the lanai. Imagine waking up and starting your day with a refreshing swim before jumping on your boat from the CONCRETE SEAWALL with CONCRETE DOCK and COVERED BOAT LIFT for a cruise through the endless miles of freshwater canals within South Gulf Cove. Enjoy backwater fishing in the Myakka River or a take cruise to the Gulf of Mexico for sandbar hopping and waterfront restaurants! South Gulf Cove is also home to a community center with optional membership, playgrounds, park and a community boat ramp! Just miles from Publix, name brand shopping, Charlotte County Sports park and the famous town of Boca Grande. Call today for your private viewing!
Facts
- Property type
- Single Family Residence
- Year built
- 1990
- Bathrooms
- 2 full
- Living area
- 1,931 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Canal - Freshwater, Gulf/Ocean, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,361/yr
- Listed
- Nov 7, 2026
- MLS #
- D6149572
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15524 RUSTON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,577
$2,473 of that is principal & interest. 31% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,473
- Property taxes
- $697
- Homeowners insurance
- $408
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,577
Over the life of the loan
- Loan amount
- $391,200
- Down payment
- $97,800
- Total interest
- $498,954
- Principal + interest paid
- $890,154
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15524 Ruston Cir, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# D6149572 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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