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$774,000

Active

15530 Aqua Cir, Port Charlotte, FL 33981

4 beds · 2.5 baths · 3,056 sq ft

Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7512001

482 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront property
  • private dock
  • metal roof
  • impact windows and doors
  • 3 car garage
  • pool and lanai
  • bonus room
  • spray foam insulation

AI-selected highlights from the listing description below.

SELLER SAYS SELL - UPDATES AND UPGRADES GALORE all since 2023 - New 24 gauge metal roof, impact windows/doors, garage door, HVAC, pool cage, LVP flooring in all bedrooms, wood plank look tile other areas, spray foam insulation in attic (seller's says reduced elec. bill $100), It feels like home as soon as you step through the custom double door entry of this WATERFRONT, 4 bedroom, 3 CAR GARAGE home! Located in sought after Sec 93 of South Gulf Cove. Noticing first the custom designed Italian glass light in foyer, wood plank look tile on the diagonal throughout the downstairs, custom updated kitchen with wood cabinets, granite counters and spacious island with breakfast bar fully applianced kitchen including commercial fridge/freezer. Directly off of kitchen is dining room and at front of home formal living room. From kitchen you'll overlook your large family room with sliders to pool and lanai. Rounding out the practicality of the downstairs is the 1/2 bath at hallway from foyer to kitchen. Talk about great home for family or large gatherings, this one more than fits the bill. Up the beautiful redone staircase you'll find the primary suite with organizer walk in closet and en suite bath that is bright and beautiful walk in shower w/frameless glass door, dual sinks and private water closet and wood plank look tile on diagonal. The remaining 3 bedrooms are situated nicely around the staircase, two with built in closets and one with walk in closets. At the very front of the home upstairs is a large "bonus" room, perfect for media room, game room, second family room, endless choices. Also on second floor where it belongs for ease of use, is the laundry room that includes utility sink. Lanai has new screen cage with Picture window screen facing your waterfront canal and dock, that will take you out to the Lagoon if you just want a quick fishing trip or through the lock onto the Myakka River, then Charlotte Harbor or to the Intracoastal and Gulf of Mexico. Desirable South Gulf Cove waterfront community offers a park, boat launch (for a fee) walking paths and so much more, it is also appx. 15-20 minutes to Boca Grande beaches and Englewood (Manasota Key) beaches as well as 10-15 minutes to golf courses in the area. If you're looking for YOUR Florida paradise with lots of room for family and friends, do yourself a favor and call to see this one now!

Facts

Property type
Single Family Residence
Year built
2008
Bathrooms
2 full, 1 half
Living area
3,056 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Bay/Harbor, Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, Lagoon, River
Water view
Yes
Private pool
Yes
Exposure
South
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$11,467/yr
Listed
Jul 3, 2025
MLS #
C7512001

Price & status history

  1. Listed for $975,000
  2. Price reduced to $799,000from $819,000
  3. Price reduced to $774,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15530 AQUA CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$5,514

$3,914 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,914
Property taxes
$956
Homeowners insurance
$645
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$5,514

Over the life of the loan

Loan amount
$619,200
Down payment
$154,800
Total interest
$789,755
Principal + interest paid
$1,408,955
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15530 Aqua Cir, Port Charlotte, FL 33981

Listing courtesy of OCEAN PARTNERS REAL ESTATE · MLS# C7512001 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:16 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]