$430,000
Active15531 Applewhite Cir, Port Charlotte, FL 33981
5 beds · 3 baths · 1,961 sq ft
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · MLS# O6325989
453 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Mature native landscaping
- No CDD
- Imported Spanish Italian tile
- Frameless glass showers
- Covered lanai
- Boat ramp
- Fishing lagoon
AI-selected highlights from the listing description below.
Under Construction. Welcome to 15531 Applewhite Circle, a light and bright five bedroom, three bathroom modern home set on a 10,000 sq ft lot surrounded by mature native landscaping that provides beauty and privacy. Located in one of Port Charlotte’s most desirable communities with no CDD, this property combines style, comfort, and superior design. Step inside this virtually staged home and experience a spacious open-concept layout filled with natural light and high-quality finishes. The kitchen features thick quartz countertops, luxury pendant lighting, and imported fixtures, while the bathrooms showcase premium imported tile, frameless glass showers, and designer faucets. Flooring throughout is real imported tile from Spain and Italy, not vinyl, ensuring lasting durability and elegance. Photos have been virtually staged to deliver inspiration! Wow—check out the outdoor patio and covered lanai design, perfect for relaxing or entertaining guests year-round. The paved driveway adds curb appeal and complements the beautifully landscaped yard. Enjoy community amenities including a clubhouse, picnic areas with tiki huts and barbecue pits, cornhole, a boat ramp, park with gazebo and walkways, fishing lagoon, fitness trail, and nature trail all for an optional association fee of only $10 per month. Experience modern Florida living at its finest where every detail is designed to impress. Schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 3 full
- Living area
- 1,961 sqft
- Lot size
- 0.26 acres
- Private pool
- No
- Exposure
- North
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $624/yr
- Listed
- Jul 31, 2025
- MLS #
- O6325989
Price & status history
- Listed for $535,000
- Price reduced to $430,000from $490,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15531 APPLEWHITE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,585
$2,174 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,174
- Property taxes
- $52
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,585
Over the life of the loan
- Loan amount
- $344,000
- Down payment
- $86,000
- Total interest
- $438,753
- Principal + interest paid
- $782,753
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15531 Applewhite Cir, Port Charlotte, FL 33981
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · MLS# O6325989 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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