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$240,000

Active Under Contract

1554 Red Oak Ln, Port Charlotte, FL 33948

2 beds Β· 2 baths Β· 1,364 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7528932

32 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gated community
  • Bonus room
  • 9'4" ceilings
  • Florida room
  • His-and-hers walk-in closets
  • Accordion shutters
  • Heated pool
  • Lake walking path

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. Welcome to your new home in the sought-after gated community of Heritage Oak Park. This popular β€œA” villa features 2 bedrooms, 2 baths, a bonus room, and a spacious 2-car garage. It’s in a prime spot, just a short walk to all the community amenities. The light-filled open floor plan boasts soaring 9'4" ceilings, with a roomy great room flowing into the kitchen, complete with a breakfast bar, raised panel cabinets, dinette area, closet pantry, and all appliances included. Double doors open to the den/bonus room, while the large master suite offers his-and-hers walk-in closets and an ensuite bath with dual sinks, a high vanity, and a walk-in shower. The split-bedroom layout provides privacy for guests, with a pocket door leading to the second bedroom and bath. The interior laundry room comes with a full-size washer and dryer. Sliders from the great room open to the year-round Florida room. The garage includes a laundry tub, pull-down attic stairs, and plenty of storage. Other highlights include tile floors in wet areas, the great room, lanai, and front porch, laminate floors in both bedrooms, security system, plus ceiling fans and window treatments throughout. Accordion shutters provide hurricane protection, and the seller’s Choice Home Warranty is valid until July 2027 and will transfer to the buyer at closing. Surrounded by oak trees, the community feels like the countryside while being close to shopping and dining. It’s an active neighborhood with a full-time activity's director and amenities like a large clubhouse, heated pool, fitness room, library, billiards, bocce ball, tennis, pickleball, shuffleboard, and a scenic walking path around the lake.

Facts

Property type
Villa
Year built
2002
Bathrooms
2 full
Living area
1,364 sqft
Lot size
0.11 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$3,872/yr
Monthly fees
$221/mo
Listed
Aug 7, 2026
MLS #
C7528932

Price & status history

  1. Listed for $240,000
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1554 RED OAK LN. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,957

$1,214 of that is principal & interest. 38% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,214
Property taxes
$323
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$221
Mortgage insurance (PMI)
$0
Total per month
$1,957

Over the life of the loan

Loan amount
$192,000
Down payment
$48,000
Total interest
$244,885
Principal + interest paid
$436,885
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1554 Red Oak Ln, Port Charlotte, FL 33948

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7528932 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]