$240,000
Active Under Contract1554 Red Oak Ln, Port Charlotte, FL 33948
2 beds Β· 2 baths Β· 1,364 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7528932
32 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gated community
- Bonus room
- 9'4" ceilings
- Florida room
- His-and-hers walk-in closets
- Accordion shutters
- Heated pool
- Lake walking path
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Welcome to your new home in the sought-after gated community of Heritage Oak Park. This popular βAβ villa features 2 bedrooms, 2 baths, a bonus room, and a spacious 2-car garage. Itβs in a prime spot, just a short walk to all the community amenities. The light-filled open floor plan boasts soaring 9'4" ceilings, with a roomy great room flowing into the kitchen, complete with a breakfast bar, raised panel cabinets, dinette area, closet pantry, and all appliances included. Double doors open to the den/bonus room, while the large master suite offers his-and-hers walk-in closets and an ensuite bath with dual sinks, a high vanity, and a walk-in shower. The split-bedroom layout provides privacy for guests, with a pocket door leading to the second bedroom and bath. The interior laundry room comes with a full-size washer and dryer. Sliders from the great room open to the year-round Florida room. The garage includes a laundry tub, pull-down attic stairs, and plenty of storage. Other highlights include tile floors in wet areas, the great room, lanai, and front porch, laminate floors in both bedrooms, security system, plus ceiling fans and window treatments throughout. Accordion shutters provide hurricane protection, and the sellerβs Choice Home Warranty is valid until July 2027 and will transfer to the buyer at closing. Surrounded by oak trees, the community feels like the countryside while being close to shopping and dining. Itβs an active neighborhood with a full-time activity's director and amenities like a large clubhouse, heated pool, fitness room, library, billiards, bocce ball, tennis, pickleball, shuffleboard, and a scenic walking path around the lake.
Facts
- Property type
- Villa
- Year built
- 2002
- Bathrooms
- 2 full
- Living area
- 1,364 sqft
- Lot size
- 0.11 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $3,872/yr
- Monthly fees
- $221/mo
- Listed
- Aug 7, 2026
- MLS #
- C7528932
Price & status history
- Listed for $240,000
- Status changed to Active Under Contract
Virtual tour
- Matterport 3-D tourmy.matterport.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1554 RED OAK LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,957
$1,214 of that is principal & interest. 38% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,214
- Property taxes
- $323
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $221
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,957
Over the life of the loan
- Loan amount
- $192,000
- Down payment
- $48,000
- Total interest
- $244,885
- Principal + interest paid
- $436,885
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1554 Red Oak Ln, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7528932 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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