$875,000
Active15634 Margo Cir, Port Charlotte, FL 33981
3 beds · 3 baths · 2,041 sq ft
Open house
- Sun, Nov 8 · 1–4 PMTour this new waterfront listing featuring beautiful coastal design, ICF construction, a metal roof, and impact windows and doors. Explore inviting living spaces, a downstairs guest retreat, and an upstairs screened porch with stunning water views. Outside, enjoy a heated saltwater pool, private dock, boat lift, and southern exposure. Sailboat water with quick access to the lock system and Charlotte Harbor—NO bridges to open water! Come see the waterfront lifestyle waiting for you!
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149584
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PRIME SOUTH GULF COVE LOCATION! SAILBOAT WATER, MINUTES TO THE LOCK, NO BRIDGES & SOUTHERN EXPOSURE! Perfectly positioned for boating enthusiasts, this exceptional Key West-style waterfront retreat offers quick access to Charlotte Harbor and the Gulf. Enjoy bridge-free sailboat water, a private dock with water and electric, and a 10,000-lb Deco boat lift. Southern exposure brings beautiful sunshine to your waterfront outdoor living spaces. BUILT FOR STRENGTH, EFFICIENCY & PEACE OF MIND! FULL ICF (INSULATED CONCRETE FORM) CONSTRUCTION features a 6-INCH REINFORCED CONCRETE CORE designed to resist severe weather, high winds, and storms. SPRAY FOAM INSULATION enhances energy efficiency, air sealing, moisture control, and indoor comfort. Together, these construction features help maintain consistent temperatures, reduce outside noise, and support lasting durability. A dramatic DUAL STAIRCASE ENTRY welcomes you to an expansive front porch with gorgeous sunrise views toward Charlotte Harbor. This distinctive two-story home embraces coastal living with inviting spaces to enjoy both sunrise and sunset. Inside, CUSTOM IMPACT WINDOWS AND DOORS fill the main living area with natural light and frame beautiful water views. An illuminated CUPOLA adds architectural charm, while bamboo floors, plantation shutters, and a versatile office/music room create a warm, elegant interior. The UPDATED KITCHEN is ideal for gathering and entertaining, with stone countertops, custom cabinetry, a wine refrigerator, and a striking AMERICAN CHERRY BUTCHER BLOCK ISLAND. Upstairs, the thoughtfully designed SPLIT-BEDROOM PLAN offers privacy and comfort. Both bedrooms feature beautiful views and French doors opening to the front porch. The primary suite includes a generous walk-in closet and updated en-suite bath with shower. The guest suite features a charming barn door and private updated bath with coastal tile and designer backsplash. Entertain or unwind on the SCREENED REAR PATIO while taking in spectacular waterfront sunsets. Built-in BOSE OUTDOOR SPEAKERS and direct access to the dining room make indoor-outdoor gatherings effortless. Downstairs, a SPACIOUS IN-LAW SUITE offers flexible accommodations for guests or extended family, with a bedroom, full bath with walk-in shower, generous living area, vinyl flooring, custom impact windows, private porch, and a separate deck with sunshade. Your TROPICAL WATERFRONT ESCAPE awaits! Relax beside the HEATED SALTWATER POOL with sunshade and NEW POOL PUMP (2025), enjoy the warm SOUTHERN EXPOSURE, or launch from your own dock for a day exploring Southwest Florida's waterways. Whether hosting friends or enjoying a quiet evening by the water, this property offers an exceptional indoor-outdoor lifestyle. Additional features include a WHOLE-HOUSE AQUASANA WATER FILTRATION AND CONDITIONING SYSTEM (10-million-gallon capacity), energy-efficient HEAT PUMP WATER HEATER, 3-ZONE A/C with extended 10-year warranty, SIMPLISAFE SECURITY SYSTEM, and a hybrid Hass avocado tree. An EXISTING ELEVATOR SHAFT, currently used for storage, offers potential for future elevator installation. From morning coffee on the front porch to sunset gatherings overlooking the canal, every level offers a special place to enjoy the scenery. Thoughtful upgrades, flexible guest accommodations, and exceptional boating amenities. A RARE COMBINATION OF PRIME SAILBOAT LOCATION, SOUTHERN EXPOSURE, SUPERIOR CONSTRUCTION & KEY WEST CHARM!
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 3 full
- Living area
- 2,041 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 258 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,903/yr
- Monthly fees
- $10/mo
- Listed
- Nov 7, 2026
- MLS #
- D6149584
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15634 MARGO CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,822
$4,424 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,424
- Property taxes
- $659
- Homeowners insurance
- $729
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,822
Over the life of the loan
- Loan amount
- $700,000
- Down payment
- $175,000
- Total interest
- $892,811
- Principal + interest paid
- $1,592,811
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15634 Margo Cir, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149584 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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