$85,000
Active15699 Ruston Cir, Port Charlotte, FL 33981
0.75 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7528919
92 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- double oversized homesite
- waterfront community
- private boat ramp
- Interceptor Lagoon access
- Charlotte Harbor access
- world-class fishing
AI-selected highlights from the listing description below.
Build your Southwest Florida dream home on this rare double oversized homesite offering approximately 0.75 acres in the highly desirable waterfront community of South Gulf Cove. With ample space for a custom home, pool, detached garage, or additional storage, this expansive property provides endless possibilities while still leaving plenty of room to enjoy the Florida lifestyle. South Gulf Cove is a deed-restricted community with a voluntary HOA offering optional membership to a clubhouse, waterfront park with playground, and private boat ramp, making it easy to enjoy boating, fishing, and outdoor recreation. Public water and sewer are available, and the community features miles of sidewalks, parks, and access to the Interceptor Lagoon and Charlotte Harbor. Conveniently located near shopping, boutiques, fine and casual dining, golf courses, live entertainment, world-class fishing, and award-winning Gulf beaches, this exceptional property is the perfect place to build your ideal home. Don't miss this opportunity—drive by today and start planning your future in South Gulf Cove!
Facts
- Property type
- Land
- Lot size
- 0.75 acres
- Exposure
- Southeast
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $1,312/yr
- Listed
- Jul 27, 2026
- MLS #
- C7528919
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15699 RUSTON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$739
$430 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $430
- Property taxes
- $109
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $739
Over the life of the loan
- Loan amount
- $68,000
- Down payment
- $17,000
- Total interest
- $86,730
- Principal + interest paid
- $154,730
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15699 Ruston Cir, Port Charlotte, FL 33981
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7528919 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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