$134,000
Active15714 Applewhite Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of WRA BUSINESS & REAL ESTATE · MLS# O6380569
259 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct saltwater boating
- Stuart Waterway location
- 50 miles navigable canals
- lock system access
- Charlotte Harbor passage
- Gulf of Mexico access
- custom build opportunity
AI-selected highlights from the listing description below.
Enjoy direct saltwater boating from this homesite located along the Stuart Waterway in the highly sought-after South Gulf Cove community. Known for its extensive network of waterways, the neighborhood features more than 50 miles of navigable canals connected through a lock system, offering exceptional access for boaters and water enthusiasts. This property sits in a prime location with convenient passage toward Charlotte Harbor and the Gulf of Mexico, making spontaneous fishing trips, sunset cruises, and weekend adventures effortlessly accessible right from your future backyard. South Gulf Cove continues to grow, with beautiful new homes being built throughout the area, creating an exciting opportunity to build your custom residence in a thriving waterfront community. Englewood Beach is approximately 14 miles away, providing quick access to sandy shores, local dining, and coastal entertainment. This parcel also presents a strong investment opportunity. Secure your piece of Florida waterfront living today while values continue to rise.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Water access
- Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,534/yr
- Monthly fees
- $20/mo
- Listed
- Feb 6, 2026
- MLS #
- O6380569
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15714 APPLEWHITE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,025
$678 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $678
- Property taxes
- $128
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $20
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,025
Over the life of the loan
- Loan amount
- $107,200
- Down payment
- $26,800
- Total interest
- $136,728
- Principal + interest paid
- $243,928
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15714 Applewhite Cir, Port Charlotte, FL 33981
Listing courtesy of WRA BUSINESS & REAL ESTATE · MLS# O6380569 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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