$89,900
Active15770 Stuart Cir, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# A4706943
34 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Own a Gulf-access waterfront building lot in South Gulf Cove, one of Southwest Florida's premier boating communities — build your dream home with your boat in the backyard and cruise the canal system out to Charlotte Harbor and the Gulf of Mexico. New homes are going up all around this street, with nearby builds selling from the high $300s to $750K+, so you're buying into a proven, appreciating waterfront pocket while lots are still available. Waterfront homesites like this are the hardest thing to find in the area and the first to go. Build when you're ready, with whoever you want — bring your own builder and plans, no strings attached. Seller is a builder/developer, so this parcel was selected with buildability in mind rather than bought sight-unseen off a map. Ideal for boaters and investors who want direct water access at a fraction of a finished waterfront home's price, and for buyers ready to build the SWFL lifestyle — fishing, boating, and Gulf beaches minutes away, with Boca Grande, Englewood Beach, and Manasota Key close by. Message for GPS pin. Zip 33981. Buyer to verify seawall/canal access, bridge clearance, utilities, flood zone, setbacks, and intended use with Charlotte County. ALL OFFERS WELCOME. Quick close possible.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Flood zone
- AE
- Annual taxes
- $1,343/yr
- Listed
- Sep 22, 2026
- MLS #
- A4706943
Price & status history
- Listed for $94,900
- Price reduced to $89,900
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 15770 STUART CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$766
$455 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $455
- Property taxes
- $112
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $766
Over the life of the loan
- Loan amount
- $71,920
- Down payment
- $17,980
- Total interest
- $91,730
- Principal + interest paid
- $163,650
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
15770 Stuart Cir, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# A4706943 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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