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Lasbury Tracy Realty Inc
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$265,000

Active

15795 Stuart Cir, Port Charlotte, FL 33981

4 beds · 2 baths · 1,695 sq ft

Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4711543

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Discover this pristine 2024, 4bed/2bath home on a spacious 10,000 sq ft lot in sought-after South Gulf Cove. Modern open-concept design with high-end finishes and abundant natural light. Gourmet kitchen features quartz counters, a large island, stainless appliances, and ample cabinetry. Primary suite includes dual vanities, walk-in shower, and walk-in closet, plus three more bedrooms for family, guests, or office. The large lot offers room for gatherings, a future pool, or outdoor fun. Close to schools, shopping, dining, fishing, and Gulf beaches, with easy access to major routes. Enjoy flexible coastal living in this friendly Florida community with a voluntary HOA. Easy to show!

Facts

Property type
Single Family Residence
Year built
2024
Bathrooms
2 full
Living area
1,695 sqft
Lot size
0.23 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,577/yr
Listed
Oct 31, 2026
MLS #
A4711543

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15795 STUART CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,942

$1,340 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,340
Property taxes
$381
Homeowners insurance
$221
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,942

Over the life of the loan

Loan amount
$212,000
Down payment
$53,000
Total interest
$270,394
Principal + interest paid
$482,394
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15795 Stuart Cir, Port Charlotte, FL 33981

Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4711543 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sun, Nov 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 31, 2026, 4:21 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]