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$589,000

Active

1600 W Marion Ave #224, Punta Gorda, FL 33950

2 beds · 2 baths · 2,146 sq ft

Listing courtesy of RE/MAX PALM REALTY · MLS# C7529721

37 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

2BR/2BA waterfront condo in Champagne Estates in Punta Gorda. Direct Charlotte Harbor views, floor-to-ceiling hurricane windows. Renovated in 2019. Located directly on Charlotte Harbor, this Punta Gorda condominium was extensively reconfigured and renovated in 2019, including updates to electrical, plumbing and mechanical systems. Originally designed with three bedrooms, the residence now offers two bedrooms, two full bathrooms and an expanded dining area that opens to the kitchen and great room. The redesigned floor plan emphasizes open living spaces and unobstructed waterfront views. The custom kitchen features quartz countertops, a waterfall island with seating for four, cabinetry with pullout storage and Brazilian oak hardwood flooring that continues throughout the residence. Appliances include a Fisher & Paykel double-drawer dishwasher, GE Cafe induction cooktop, double wall oven, warming drawer, French-door refrigerator and U-Line ice maker. The great room includes an electric fireplace, two-zone wine cooler and floating entertainment center. The primary suite offers a soaking tub, European-style shower fixtures, dual sinks, custom cabinetry and a spacious walk-in closet. A separate guest bedroom and full bathroom provide additional accommodations. The laundry room includes a washer, dryer, utility sink and storage. Floor-to-ceiling hurricane windows frame Charlotte Harbor views and include remote-operated custom shades. The front porch/lanai features remote-controlled hurricane shutters, updated screening and seating space. Under-building garage parking includes a Tesla EV charging station and a separate 10-by-14-foot storage unit with shelving and finished surfaces. Champagne Estates community amenities include a boardwalk leading to the pool, a heated swimming pool during designated periods and a renovated clubhouse with kitchen, entertainment space and restrooms. Nearby Punta Gorda destinations include Fishermen's Village, Gilchrist Park, Isles Yacht Club, the public library and historic downtown. Parks, walking paths and biking trails provide additional opportunities to enjoy the Charlotte Harbor waterfront.

Facts

Property type
Condominium
Year built
1990
Bathrooms
2 full
Living area
2,146 sqft
Lot size
0.05 acres
Waterfront
Yes · 600 ft
Water view
Yes
Private pool
No
Exposure
Northwest
Furnished
Negotiable
Flood zone
10E
CDD
No
55+ community
No
Annual taxes
$6,565/yr
Monthly fees
$1,000/mo
Listed
Sep 16, 2026
MLS #
C7529721

Virtual tours

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1600 W MARION AVE #224. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$5,016

$2,978 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,978
Property taxes
$547
Homeowners insurance
$491
Flood insurance
$0
HOA / condo fees
$1,000
Mortgage insurance (PMI)
$0
Total per month
$5,016

Over the life of the loan

Loan amount
$471,200
Down payment
$117,800
Total interest
$600,990
Principal + interest paid
$1,072,190
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1600 W Marion Ave #224, Punta Gorda, FL 33950

Listing courtesy of RE/MAX PALM REALTY · MLS# C7529721 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:48 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]