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$270,000

Active Under Contract

16363 Coconut Palm Dr, Port Charlotte, FL 33953

3 beds · 2 baths · 1,470 sq ft

Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7530568

42 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Currently the only available villa in Palms Villas offering a pond view, 16363 Coconut Palm Drive pairs low-maintenance living with a peaceful backdrop—perfect for enjoying your morning coffee or an evening drink from the screened lanai. Built in 2023 with an impressive selection of upgrades, this three-bedroom, two-bath villa feels nearly new, with its major systems still early in their expected lifespans. Inside, upgraded 18-inch tile flooring, high ceilings and an open layout create a bright, welcoming atmosphere. Two guest bedrooms and a full guest bathroom are positioned toward the front of the home, providing comfortable separation from the primary suite. At the heart of the home, the kitchen features a generous island, bright quartz countertops, stainless-steel appliances, a tile backsplash and 42-inch cabinetry finished with crown molding. The kitchen, dining area and living room flow seamlessly together, creating an inviting space for everyday living and entertaining. Sliding doors extend the living area onto the screened lanai, where the pond view provides a relaxing setting throughout the day. Just off the living room, the spacious primary suite includes a walk-in closet and a well-appointed bathroom with a linen closet and fully tiled walk-in shower accented by a decorative tile detail. The two-car garage features an epoxy-coated floor for easy cleanup, while the home’s sealed exterior pavers help preserve their appearance and simplify maintenance. Other maintenance upgrades include sealed grout for the flooring and in the bathrooms/showers. Irrigation is supplied from the community ponds, helping reduce household water usage. Palms Villas offers a truly low-maintenance lifestyle, with HOA services that include landscaping, annual mulch refreshing, exterior painting and scheduled roof replacement. Residents are also conveniently located near Centennial Park and the Centennial Park Recreation Center, with easy access to shopping, dining and the surrounding communities of Port Charlotte, Punta Gorda, Englewood and Venice. Nearly new, thoughtfully upgraded and positioned on a desirable pond-view homesite, this villa is ready to welcome you home.

Facts

Property type
Villa
Year built
2023
Bathrooms
2 full
Living area
1,470 sqft
Lot size
0.11 acres
Water view
Yes
Private pool
No
Exposure
Southwest
Furnished
Negotiable
Flood zone
X500
CDD
Yes
55+ community
No
Annual taxes
$6,072/yr
Monthly fees
$180/mo
Listed
Sep 14, 2026
MLS #
C7530568

Price & status history

  1. Listed for $275,000
  2. Price reduced to $270,000
  3. Status changed to Active Under Contract

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 16363 COCONUT PALM DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,276

$1,365 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,365
Property taxes
$506
Homeowners insurance
$225
Flood insurance
$0
HOA / condo fees
$180
Mortgage insurance (PMI)
$0
Total per month
$2,276

Over the life of the loan

Loan amount
$216,000
Down payment
$54,000
Total interest
$275,496
Principal + interest paid
$491,496
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

16363 Coconut Palm Dr, Port Charlotte, FL 33953

Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7530568 · Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]