$120,000
Active176 W Manatee Loop, Punta Gorda, FL 33950
2 beds · 2 baths · 1,225 sq ft
Listing courtesy of HARBORSIDE REALTY · MLS# C7530645
44 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This perfect little Southwest Florida getaway is waiting for you in Alligator Park, a wonderful 55+ community, in Punta Gorda. Why pay lot rent when you can pay a REASONABLE MONTHLY HOA of $298 that covers water, sewer, trash and recreational amenities AND YOU CAN CLAIM HOMESTEAD. Alligator Park is an X FLOOD ZONE WITH GREAT ELEVATION, TURNKEY & READY & WAITING! There are numerous updates to mention including the bigger ticket items such as 2026 VAPOR BARRIER W/TRANSFERABLE WARRANTY, INSULATION AND TIE DOWNS, 2023 ROOF INCLUDING THE CARPORT AREA, 2024 WATER HEATER, & 2020 A/C with UV light, WATER FILTER, and updated ELECTRICAL PANEL. This 2 bedroom/2 bath home feels spacious with the extra 11’ x 35’ living area that’s part of the air-conditioned space. You can use the room for multiple purposes including dining, den, and space for visiting guests. The larger bathroom had a new walk-in shower installed in 2024. There are 2 places to park your cars, one approx. 11’ x 28’ and the other approx. 11’ x 37’, both refinished this year with a gorgeous dark grey epoxy flake finish. A 12’ x 16’ shed is at the end of the carport area. The PRICE OF THE HOME INCLUDES THE PARK SHARE OWNERSHIP. Golf carts are not only allowed, but encouraged in this fun community. Your social life can be as active as you desire with numerous park activities. Alligator Park is also only a few miles from beautiful downtown Punta Gorda, and the Punta Gorda Airport where Allegiant Airlines serves appx 50 cities. Ask for additional information on all the furniture and other furnishings that will be included!!
Facts
- Property type
- Manufactured Home
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 1,225 sqft
- Lot size
- 0.11 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,949/yr
- Monthly fees
- $298/mo
- Listed
- Sep 14, 2026
- MLS #
- C7530645
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 176 W MANATEE LOOP. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,267
$607 of that is principal & interest. 52% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $607
- Property taxes
- $162
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $298
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,267
Over the life of the loan
- Loan amount
- $96,000
- Down payment
- $24,000
- Total interest
- $122,443
- Principal + interest paid
- $218,443
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
176 W Manatee Loop, Punta Gorda, FL 33950
Listing courtesy of HARBORSIDE REALTY · MLS# C7530645 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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