$164,000
Active180 Palmetto Cir NE, Port Charlotte, FL 33952
2 beds · 1 bath · 960 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7511661
490 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- metal roof
- no HOA fees
- oversized backyard
- mature fruit trees
- bonus room/office
- solid wood cabinets
- exterior laundry room
AI-selected highlights from the listing description below.
Welcome to your piece of paradise! This move in ready home has been well maintained and owner occupied for the last 15 years and had a new metal roof installed in 2015 with many years of left life. The property is centrally located with nearby shopping, dining, and entertainment. NO HOA fees or deed restrictions! The back yard is oversized with multiple mature fruit trees and more than enough room to add a pool if desired. Upon entering the home you will be greeted by a surprisingly spacious living room with a nearby bonus room/office to the left and a dining room to the right. The bonus room could easily be converted to a 3rd bedroom. The kitchen has solid wood cabinets and a large pantry along with access to the carport. The master bedroom is among the largest bedroom found in homes of this size giving you more than enough space for a king bedroom set and the guest bedroom is also well sized! The bathroom features a shower tub combo and there is an exterior laundry room attached to the carport. Contact your agent today for a private showing, affordable move in ready options like this don’t last long!
Facts
- Property type
- Single Family Residence
- Year built
- 1958
- Bathrooms
- 1 full
- Living area
- 960 sqft
- Lot size
- 0.21 acres
- Private pool
- No
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $810/yr
- Listed
- Jun 25, 2025
- MLS #
- C7511661
Price & status history
- Listed for $190,000
- Price reduced to $164,000from $169,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 180 PALMETTO CIR NE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,097
$829 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $829
- Property taxes
- $68
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,097
Over the life of the loan
- Loan amount
- $131,200
- Down payment
- $32,800
- Total interest
- $167,338
- Principal + interest paid
- $298,538
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
180 Palmetto Cir NE, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# C7511661 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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