$235,000
Active18094 Ackerman Ave, Port Charlotte, FL 33948
2 beds · 2 baths · 948 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529958
62 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
TURNKEY, FULLY FURNISHED, MOVE-IN READY—and EVERYTHING CONVEYS! This charming 2-bedroom, 2-bath Florida cottage offers 948 square feet of comfortable living space on a generous ¼-acre lot, with NO HOA and major improvements already completed. Built in 1983, this home has been thoughtfully updated and is ready for its next owner. Everything in the home conveys, including all furniture, décor, kitchenware, linens, towels, cookware, washer and dryer, lanai furnishings and even a few tools. The home can truly be purchased just as you see it—bring your clothes and toothbrush and you’re ready to go! The updated kitchen is bright and inviting, featuring 42-inch upper cabinets, plenty of storage and a brand-new stainless-steel French-door refrigerator. It is fully stocked and ready for everyday living, entertaining or use as a seasonal getaway. The desirable split-bedroom floor plan provides privacy for owners and guests. The primary bedroom features a queen-size bed, large walk-in closet and en-suite bathroom with an updated vanity and walk-in shower. The guest bedroom also includes a queen-size bed, while the beautifully updated guest bathroom features a tub/shower combination and updated vanity. The furnished living room offers comfortable seating, a queen-size sleeper sofa and Fire TV. An antenna system is also available for local programming, making this home ready for both relaxing evenings and visiting guests. Step outside onto the brand-new lanai, completed in July 2025, which is furnished and provides a wonderful additional space to relax and enjoy Florida’s outdoor lifestyle. The oversized one-car garage is approximately 16 feet wide, providing additional room for your vehicle, storage, tools, bikes or recreational equipment. Major improvements provide added peace of mind, including a new roof installed in 2022 and complete replumbing with overhead plumbing in 2024. The home also includes hurricane shutters. The property is located in an AE flood zone, and the seller can personally attest that the home did not flood during the two major storms the seller experienced while living in the property. Buyers are encouraged to conduct their own due diligence regarding flood zones, insurance and flood history. The home currently has city water, with connection to public sewer expected within the next couple of months. Located in Port Charlotte, this home is approximately 30 minutes from the Gulf beaches and conveniently positioned for enjoying all that Southwest Florida has to offer—boating, fishing, kayaking, golf, shopping, dining and outdoor recreation. Whether you’re a first-time homebuyer, snowbird, seasonal resident, investor or simply looking for an affordable, low-maintenance Florida home, this property offers an exceptional combination of updates, furnishings, outdoor space and convenience. 948 SF • 2 BEDROOMS • 2 BATHS • ¼-ACRE LOT • NO HOA • FULLY FURNISHED • EVERYTHING CONVEYS • NEW ROOF 2022 • REPLUMBED 2024 • BRAND-NEW LANAI 2025 • HURRICANE SHUTTERS Just bring your suitcase—and start enjoying Florida!
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Bathrooms
- 2 full
- Living area
- 948 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,722/yr
- Listed
- Aug 25, 2026
- MLS #
- C7529958
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18094 ACKERMAN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,698
$1,188 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $310
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,698
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
18094 Ackerman Ave, Port Charlotte, FL 33948
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529958 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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