$194,500
Active Under Contract18103 Windswept Ave, Port Charlotte, FL 33948
2 beds · 1 bath · 904 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531263
5 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Virtually Staged. Single-story 2-bedroom, 1-bathroom ranch home in Port Charlotte, Florida 33948 with no HOA, no CDD, flood zone X500, an attached 1-car garage, and a large covered, screened lanai. The lanai is the best room in the house. Two sets of sliding glass doors open onto it, so morning coffee, afternoon rain showers, and dinner outside all happen without the bugs. Past the screen door is a level, open 0.23-acre lot (80x125) with plenty of lawn for a garden, a shed, or a future pool, subject to Charlotte County permitting. Inside, the living and dining combo has wood-look flooring and natural light from the sliders. The kitchen keeps it simple and bright with white cabinetry, a white subway tile backsplash, a double stainless sink under the front window, an electric range, a range hood, and a refrigerator. Two bedrooms with built-in closets leave room for guests, a home office, or hobby space, and the primary bathroom has a tub with shower. Built in 1984 with stucco exterior, a shingle roof, public water, and septic. Located in Port Charlotte Section 21 off Cochran Blvd, a few turns from Murdock Circle and US-41. A 904 sq ft Port Charlotte home with more outdoor living than the square footage suggests. Bring a tape measure. The backyard has room for more plans than you'd expect.
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 1 full
- Living area
- 904 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,146/yr
- Listed
- Sep 29, 2026
- MLS #
- C7531263
Price & status history
- Listed for $194,500
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18103 WINDSWEPT AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,279
$983 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $983
- Property taxes
- $96
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,279
Over the life of the loan
- Loan amount
- $155,600
- Down payment
- $38,900
- Total interest
- $198,459
- Principal + interest paid
- $354,059
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18103 Windswept Ave, Port Charlotte, FL 33948
Listing courtesy of RE/MAX PALM REALTY · MLS# C7531263 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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