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$194,500

Active Under Contract

18103 Windswept Ave, Port Charlotte, FL 33948

2 beds · 1 bath · 904 sq ft

Listing courtesy of RE/MAX PALM REALTY · MLS# C7531263

5 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Virtually Staged. Single-story 2-bedroom, 1-bathroom ranch home in Port Charlotte, Florida 33948 with no HOA, no CDD, flood zone X500, an attached 1-car garage, and a large covered, screened lanai. The lanai is the best room in the house. Two sets of sliding glass doors open onto it, so morning coffee, afternoon rain showers, and dinner outside all happen without the bugs. Past the screen door is a level, open 0.23-acre lot (80x125) with plenty of lawn for a garden, a shed, or a future pool, subject to Charlotte County permitting. Inside, the living and dining combo has wood-look flooring and natural light from the sliders. The kitchen keeps it simple and bright with white cabinetry, a white subway tile backsplash, a double stainless sink under the front window, an electric range, a range hood, and a refrigerator. Two bedrooms with built-in closets leave room for guests, a home office, or hobby space, and the primary bathroom has a tub with shower. Built in 1984 with stucco exterior, a shingle roof, public water, and septic. Located in Port Charlotte Section 21 off Cochran Blvd, a few turns from Murdock Circle and US-41. A 904 sq ft Port Charlotte home with more outdoor living than the square footage suggests. Bring a tape measure. The backyard has room for more plans than you'd expect.

Facts

Property type
Single Family Residence
Year built
1984
Bathrooms
1 full
Living area
904 sqft
Lot size
0.23 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$1,146/yr
Listed
Sep 29, 2026
MLS #
C7531263

Price & status history

  1. Listed for $194,500
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 18103 WINDSWEPT AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,279

$983 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$983
Property taxes
$96
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,279

Over the life of the loan

Loan amount
$155,600
Down payment
$38,900
Total interest
$198,459
Principal + interest paid
$354,059
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

18103 Windswept Ave, Port Charlotte, FL 33948

Listing courtesy of RE/MAX PALM REALTY · MLS# C7531263 · Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:16 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]