$15,900
Active18181 Garth Ave, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of AGENT TRUST REALTY CORPORATION · MLS# S5130966
470 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Buildable lot
- No HOA
- Flood zone X
- Paved road access
- Gulf beaches nearby
AI-selected highlights from the listing description below.
Discover your piece of paradise in this move-in ready, buildable lot in a growing neighborhood of Port Charlotte! Located on a quiet residential street with no HOA or deed restrictions, this parcel offers the perfect setting for your custom Florida dream home. Enjoy easy access to shopping, dining, schools, and medical facilities, plus you're only a short drive from gulf beaches, golf courses, and the exciting new Sunseeker Resort. Utilities are nearby and flood zone X means no flood insurance required. This is a non-scrub jay lot (verify with county), with paved road access and easy connection to public utilities. Whether you're planning to build now or invest for the future, this lot is ideally positioned in a growing community surrounded by new homes. Don't miss this opportunity—secure your spot in sunny Southwest Florida today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- 9AE
- Annual taxes
- $439/yr
- Listed
- Jul 14, 2025
- MLS #
- S5130966
Price & status history
- Listed for $18,900
- Price reduced to $15,900from $17,700
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18181 GARTH AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$317
$80 of that is principal & interest. 75% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $80
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $317
Over the life of the loan
- Loan amount
- $12,720
- Down payment
- $3,180
- Total interest
- $16,224
- Principal + interest paid
- $28,944
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18181 Garth Ave, Port Charlotte, FL 33948
Listing courtesy of AGENT TRUST REALTY CORPORATION · MLS# S5130966 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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