$1,175,000
Active18189 Ohara Dr, Port Charlotte, FL 33948
4 beds Β· 4.5 baths Β· 3,635 sq ft
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530737
43 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Waterfront luxury, effortless boating, and exceptional craftsmanship come together in this custom-built waterfront estate in the highly sought-after Port Charlotte Beach area. Featuring sailboat access with no fixed bridges, 80 feet of waterfront frontage, a private 60-foot dock, and a 24,000-pound boat lift, this Gulf-access home offers direct boating access to Charlotte Harbor and beyond. Designed for those who appreciate both luxury and the waterfront lifestyle, this exceptional Port Charlotte waterfront home combines elegant living, outstanding boating amenities, and a prime location near Punta Gorda. Featuring 4 bedrooms, 4.5 bathrooms, and a 3 car garage, this luxury residence blends elegant design with everyday comfort. Inside, soaring ceilings, arched architectural details, stately columns, crown molding, plantation shutters, and abundant natural light create an inviting atmosphere throughout. A double-sided gas fireplace serves both the formal dining room and private office, adding warmth and character to the living spaces. The gourmet kitchen is designed to impress, featuring solid wood cabinetry, granite countertops, stainless steel appliances, an induction cooktop, built-in oven and microwave, warming drawer, wine bar, and wine refrigerator. Ideal for entertaining, the open layout seamlessly connects the kitchen to the home's main living areas. The first-floor primary suite offers a private retreat complete with a spacious walk-in closet and a spa-inspired bathroom featuring a jetted soaking tub, dual vanities, and a Roman-style multi-head shower. Upstairs, three oversized guest bedrooms and two full baths provide ample space for family and visitors. One bedroom includes an en suite bath, while two additional bedrooms share a Jack-and-Jill bathroom. A private loft with balcony overlooks the pool area and offers flexible space for a home office, media room, or relaxation area. Step outside to your own tropical oasis. The expansive screened lanai features a heated saltwater pool, paver decking, lush landscaping, and a custom tiki hut with a fully equipped outdoor kitchen, creating the perfect setting for entertaining, waterfront dining, and enjoying Southwest Florida's year-round sunshine. Recent upgrades provide exceptional value and peace of mind, including a new tile roof (2022), impact-resistant windows, new zoned A/C systems, new pool heater, pump and salt system, new carpeting, and fresh interior and exterior paint. Additional highlights include a circular paver driveway, side-loading 3-car garage, no HOA, no deed restrictions, and no flooding or hurricane damage from past storms. Conveniently located near Port Charlotte Beach Park, the Sunseeker Resort Charlotte Harbor, golf courses, waterfront dining, shopping, Charlotte Harbor, Downtown Punta Gorda, I-75, and Punta Gorda Airport, this move-in-ready waterfront property offers luxury, location, and direct boating access in one extraordinary package.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 4 full, 1 half
- Living area
- 3,635 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $13,590/yr
- Listed
- Sep 15, 2026
- MLS #
- C7530737
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 18189 OHARA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$8,053
$5,941 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,941
- Property taxes
- $1,133
- Homeowners insurance
- $979
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,053
Over the life of the loan
- Loan amount
- $940,000
- Down payment
- $235,000
- Total interest
- $1,198,918
- Principal + interest paid
- $2,138,918
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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18189 Ohara Dr, Port Charlotte, FL 33948
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530737 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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